USDA Loan Vs. FHA loan pro & con for Vineland, Cumberland County, NJ

In 2025, USDA loan limit in Vineland, county of Cumberland, NJ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Vineland, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 930-1307 2434 miles Lender's profile and map Reviews Edgewater Financial 410 N. 1st Ave, Stayton, OR, 97383 Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
(805) 870-5363 2435 miles Lender's profile and map Reviews FirstFund Mortgage Corp 4845 Via Don Luis, Thousand Oaks, CA, 91320 FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
(805) 480-9222 2435 miles Lender's profile and map Reviews Thousand Oaks Mortgage 2318 Yew Drive, Newbury Park, CA, 91320 Thousand Oaks Mortgage has been in business for 19 years. Throughout the ups and downs of our economy, we have been able to maintain and fulfill our mission statement, which is to stay true to our clients and provide them with the best solutions to the financial questions and concerns. Most if not all of our business has always been referral based.
(805) 490-1413 2435 miles Lender's profile and map Reviews Pacific Elite Financial 3872 Foxdale Ct, Thousand Oaks, CA, 91320 Pacific Elite Financial mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(805) 525-9989 2435 miles Lender's profile and map Reviews Valley Ag Federal Credit Union 1141 Cummings Rd, Santa Paula, CA, 93060 Valley Ag Federal Credit Union your personal privacy is very important. We recognize that whether you are an existing member or are considering a relationship with us, you have an interest in how we collect, retain & use information about you & your relationship with us. In order to provide our members with services as effectively & conveniently.
(805) 933-8100 2435 miles Lender's profile and map Reviews Triple C Mortgage Inc. 138 North 10th Street, Santa Paula, CA, 93060 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 543-9999 2436 miles Lender's profile and map Reviews CASCADIA HOME LOANS 51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056 Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process
(530) 273-8218 2436 miles Lender's profile and map Reviews J and J Mortgage 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949 Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.
(530) 237-0512 2436 miles Lender's profile and map Reviews Golden State Home Loans 10076 Alta Sierra Dr., Grass Valley, CA, 95949 Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home
(360) 501-9500 2436 miles Lender's profile and map Reviews PUD Federal Credit Union 960 Commerce Avenue, Longview, WA, 98632 At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.
(360) 425-5444 2436 miles Lender's profile and map Reviews Mint Valley Federal Credit Union 3325 Washington Way, Longview, WA, 98632 Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.