In 2025, the USDA loan limit for Vineland, located in Cumberland county, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the program that best suits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure for you the ideal USDA or FHA loan swiftly and easily. Choose from one of three starting routes to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, enhancing accessibility for rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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