USDA Loan Vs. FHA loan for Vineland, NJ [Cumberland County Rates 2023]

In 2025, USDA loan limit in Vineland, county of Cumberland, NJ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Vineland, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(310) 456-4494 2407 miles Lender's profile and map Reviews Scott Griffin Financial 1999 Avenue of the Stars, Suite 1100, Los Angeles, CA, 90067 Scott Griffin Financial Management Solutions specializes in high-end residential mortgages, offering loans in California. The brokerage caters to high-net-worth individuals to offer 'A' Paper Jumbo Loans through concierge-grade, specialized service.Scott Griffin Financial is one of only a small number of brokerages that can offer the patented.
8888327576 2407 miles Lender's profile and map Reviews Hard Money Go 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067 Hard money lenders are usually private investors or businesses that specifically handle this type of loan. We offer business loans with the lowest rates, quickest approval times and minimal red tape. We specialize in Hard Money Lending in San Diego.A hard money loan is a way for you to borrow money for property without resorting to traditional
(800) 895-4136 2407 miles Lender's profile and map Reviews Guzzo & Co Inc. 2029 Century Park E, Suite 400 Office 487, Los Angeles, CA, 90067 "Led by the Guzzo's family for over five generations in Europe, Guzzo & Co has been primarily associated with merchant activities. Started as an investment company in Italy, Guzzo & Co has expanded its presence in North America with a Mortgage Lending division and continues today to be an active independent investment firm"
(424) 217-5858 2407 miles Lender's profile and map Reviews American Trust Financial 1880 Century Park East, Suite 412, Los Angeles, CA, 90067 With Over 30 Years of Combined Experience, Our Team has the Knowledge and Expertise to Ensure Professional, Accurate, High-Quality Service. We can give you an answer within 24 hours to see if you qualify for financing even if you have been turned down by other lenders. We put together a repayment plan with our borrowers that works for them.
(888) 832-7576 2407 miles Lender's profile and map Reviews Hard Money Go - Direct Hard Money Lenders 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067 Hard Money Go specializes in residential and commercial hard money lending throughout Southern California. As the largest single source of private money, we have the ability to fund hard money loans within 10 business days and can get your deals closed under strict time deadlines.
310 557 1212 2407 miles Lender's profile and map Reviews Century City Mortgage 1801 Century Park East #1101, Los Angeles, CA, 90067 Century City Mortgage is a full service mortgage brokerage operation that provides financing across almost all real estate categories. Our goal has been to provide property owners of all levels with not just financing, but long term strategy advice for their particular situation.
424 270 0168 2407 miles Lender's profile and map Reviews Archway Funding 1875 Century Park East, Suite #900, Los Angeles, CA, 90067 Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.
(253) 301-9868 2407 miles Lender's profile and map Reviews Lending Dave 5727 Baker Way NW, Suite 102, Gig Harbor, WA, 98332 Simply put we help people achieve home ownership & financial security.Our team will be working hard every day for you by paying attention to the details of your specific loan & will keep you informed throughout the process. Working with a team that is local, experienced & trustworthy matters most to close on time with your purchase or refinance.
(253) 649-4041 2407 miles Lender's profile and map Reviews Bryte Home Loans 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332 We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
(800) 421-7111 2407 miles Lender's profile and map Reviews SkyOne Federal Credit Union 14600 Aviation Blvd, Hawthorne, CA, 90250 SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
(310) 349-8337 2407 miles Lender's profile and map Reviews 401K Realty 13658 Hawthorne Blvd, Suite 105, Hawthorne, CA, 90250 401k Realty is a property management and real estate brokerage company dedicated to helping you get the most out of your real estate goals. Whether it be purchasing a home, investment property, or managing tenants, our team of knowledgeable professionals can assist you. With over 25 years of experience in real estate brokerage.