USDA Vs. FHA your options comparison in Vineland, Cumberland County, NJ
In 2025, the USDA loan limit for Vineland, located in Cumberland county, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the program that best suits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Vineland, Cumberland County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Vineland, NJ
The aim of Lendersa® is to secure for you the ideal USDA or FHA loan swiftly and easily. Choose from one of three starting routes to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, enhancing accessibility for rural buyers.
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In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
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WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
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MOPAC Employees Federal Credit Union was chartered in 1936 to serve employees of the International Great Northern (IGN) Railroad. In 1956, the IGN Railroad was merged into the reorganized Missouri Pacific Railroad Company (MoPac). In 1999, Southern Pacific Railroad merged with Union Pacific.
Our mission here at IBEW Community Federal Credit Union is to assist our members in a manner that will be understanding and responsive to their changing financial needs. As we continue to expand our services and provide our members with more opportunities to invest and save their money, some things about us will always remain the same.
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