FHA Vs. USDA loan program for Williamstown, Gloucester County, New Jersey

In 2025, for Williamstown in the county of Gloucester, NJ, the USDA loan limit stands at $381,800, while the FHA limit for a single-family home reaches $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side to choose the optimal program in for your financial situation.

Exploring USDA and FHA Loan Options in Williamstown, NJ

The aim of Lendersa® is to provide you the best possible USDA or FHA loan swiftly and without hassle. Select one of the three starting points to connect with matching lenders and USDA loan programs.

Outcomes of Lendersa USDA loan request and matching

Understanding USDA Loans in NJ

A USDA home loan, secured by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.

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(207) 667-7100 Lender's profile and map Reviews Bar Harbor Bank & Trust 82 Main St, Bar Harbor, ME, 04609 Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.
(207) 288-3685 Lender's profile and map Reviews Bar Harbor Savings & Loan Association 103 Main Street, Bar Harbor, ME, 04609 Bar Harbor Savings and Loan was incorporated in 1902 by a group of local residents ranging from farmers to lawyers. Its mission was to promote savings and provide the means for affordable home ownership for all members. Today, the Association still has its roots in the local community as a mutual Association owned and managed by its members.
(207) 288-2881 Lender's profile and map Reviews MDI Mortgage Group 59 Cottage Street, Bar Harbor, ME, 04609 MDI Mortgage Group a proven, sound choice for you when selecting your home financing partner? Our satisfied clientele ranges from the first-time homebuyer to the luxury home owner because we are focused on results, and you, We will offer you an extensive array of mortgage loan programs which are designed to provide you with the best
(248) 479-6400 Lender's profile and map Reviews Great Lakes Lending MI, LLC 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 799-9200 Lender's profile and map Reviews Bernard Financial 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076 Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.
(888) 737-9277 Lender's profile and map Reviews ADM Financial Group 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076 ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.
(800) 353-4449 Lender's profile and map Reviews Mortgage Center 26555 Evergreen Road, Suite 900, Southfield, MI, 48076 Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.
(248) 641-5100 Lender's profile and map Reviews Crestmark Bank 5480 Corporate Drive, Suite 350, Troy, MI, 48098 Crestmark, a division of MetaBank, is a skilled provider of financial solutions for business-to-business companies. Financing solutions include asset-based lending on A/R and inventory, accounts receivable financing, traditional factoring, discount factoring, payroll financing, invoice financing, equipment leasing and financing.
(248) 743-1700 Lender's profile and map Reviews Loan Craft 5607 New King Dr, Suite 270, Troy, MI, 48098 LoanCraft has a deep understanding of the challenges facing lenders and the complexities of the loan approval process. Since 2003, LoanCraft has been helping financial institutions grow their top and bottom line revenue. We provide a wide range of products and services that help our clients provide outstanding service to their customers.
(866) 591-0655 Lender's profile and map Reviews Premia Relocation Mortgage 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098 Our experienced team has focused on ﬁnancing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
(248) 901-1700 Lender's profile and map Reviews Lewis Financial Mortgage 401 South Old Woodward Avenue, Suite 333, Birmingham, MI, 48009 So, this is how we roll — you are dealing directly with me, Keith Lewis and my assistant Angela on every transaction and we have been in the mortgage business together since 1996. Wow, that is a long time. We help guide you through an extremely complicated process seamlessly and in a manner that is best for your lifestyle.