USDA VS FHA in Williamstown, Gloucester County, NJ

In 2025, for Williamstown in the county of Gloucester, NJ, the USDA loan limit stands at $381,800, while the FHA limit for a single-family home reaches $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side to choose the optimal program in for your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Williamstown, Gloucester, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Williamstown, NJ

The aim of Lendersa® is to provide you the best possible USDA or FHA loan swiftly and without hassle. Select one of the three starting points to connect with matching lenders and USDA loan programs.

Outcomes of Lendersa USDA loan request and matching

Understanding USDA Loans in NJ

A USDA home loan, secured by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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