USDA Vs. FHA Pro and Con comparison in Clayton, Gloucester County, NJ
In 2025, the USDA loan limit for Clayton, within Gloucester county, NJ, is set at $381,800. Meanwhile, the FHA limit for a single-family home stands at $529,000.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to aid you in selecting the ideal program in Alabama that suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Clayton, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Clayton, NJ
Lendersa® strives to provide the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting options to connect with lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available only in rural areas. Conversely, FHA loans require a minimum 3.5% down payment, while USDA loans require no down payment.
Peoples State Bank was chartered on January 18, 1929, by the Texas Banking Commission. Peoples State Bank has seen tremendous growth throughout the years and strives to maintain that growth. They want to remain a real community bank. Peoples State Bank offers a wide variety of deposit products and lending products to make your life easier.
The Sacred Heart Parish Federal Credit Union is a member-owned financial institution whose purpose is to promote the financial well-being of its members by providing friendly, comprehensive, and progressive financial services while maintaining a sound financial position. and Our success sprung from humble beginnings, born by those who shared a comm
Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
Minot Area Schools Federal Credit Union is a member owned and controlled financial organization which promotes financial responsibility, membership involvement, dedicated to service and education for our members while maintaining the credit union’s long-term financial stability..
Affinity First Federal Credit Union is a cooperative financial institution that is owned and operated by its members. The scope of activities of Affinity First is defined in its bylaws and is governed by the Federal Credit Union Act.Credit Union is a cooperative financial institution that is owned and operated by its members.
First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.
Town & Country is a growing credit union with a fun, fast-paced, and member-focused culture. We have locations in Minot, Fargo, West Fargo, Kenmare and Stanley, North Dakota. We believe in continual growth for our credit union and our employees. That’s why we’re proud to promote from within and help our employees build their careers
1303 West Industrial Boulevard, Round Rock, TX, 78681
As an experienced and skilled mortgage lending team, Curran Mortgage understands each transaction is different, as is every client’s home and individual needs. To offer the highest level of service from our clients' perspective — we seek to understand their immediate and long term financial goals.
Our Mission to Serve and support our members and our community. Our Vision to Provide excellent service to our evolving members and earn lifetime loyalty. Our Values to Go above and beyond. We are always looking for ways to do more, be better, and go further: including interactions with members, attention to detail, and leading in our community.
