USDA and FHA Pro and Con in Buena, Atlantic County, NJ

In 2025, the USDA loan limit in Buena, county of Atlantic, NJ, is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates and assess the necessary income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Buena, Atlantic, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Buena, NJ

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you without complication. Choose one of three starting points to connect with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nationwide Mortgage Advisors LLC
  • 230 East Marks Street, Orlando, FL, 32803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Programs LLC
  • 1060 Woodcock Road, Orlando, FL, 32803
  • "With more than 26 years in business, we have gained the insight to effectively assist you in matters such as home purchases and refinances. We are experienced in residential, investment, and commercial real estate. Our team observes and analyzes market trends, and we are highly knowledgeable in the real estate buying and selling process."
  • My Hometeam Funding
  • 2021 East Robinson Street, Orlando, FL, 32803
  • My Hometeam Funding works with multiple lenders, we are able to provide our clients with extremely competitive pricing on a wide base of Mortgage Programs. We have partnered with America's largest wholesale lender to deliver the lowest rate and cost loans in the mortgage industry.
  • Absolute Home Loan Services, LLC
  • 3008 E Robinson St, Orlando, FL, 32803
  • The Absolute Home Loan Services, LLC Team is your premiere mortgage team serving both Georgia and Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in both Georgia and Florida.
  • Town & Country Mortgage Services
  • 937 N Magnolia Ave., Orlando, FL, 32803
  • We have built a strong reputation as an outstanding mortgage brokerage firm,serving the lending needs of real estate professionals, builders & individual homebuyers throughout the state.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • AMERICAN MORTGAGE LOAN SERVICES FLORIDA
  • 617 E Colonial Dr. Ste A, Orlando, FL, 32803
  • American Mortgage are Florida’s Source for objective mortgage information and we take the term Trusted Advisor with the utmost of sincerity and seriousness. For most Americans, Real Estate is the largest and most valuable asset that they will ever own. We endeavor to make the experience of buying and financing real estate.
  • Capital Fundings, LLC
  • 1520 E Livingston St., Orlando, FL, 32803
  • Capital Fundings is a direct private money lender. We are federally licensed with the NMLS and carry professional liability insurance. Our licensed professional team will provide outstanding service from approval to closing with great rates and terms. Our PROMISE to you on Closing day: Your MONEY will be there!!!
  • Crowder and Company, LLC
  • 1060 Woodcock Road, Orlando, FL, 32803
  • Crowder Financial, LLC is a leading commercial lending & investment company. Our team has decades of experience collectively within U.S.A. markets. We pride ourselves on the ability to lend & invest nationwide and to set obtainable guidelines on our investment strategies which continue to produce accurate expectations, consistently.
  • Bridgewell Capital
  • 2400 E Colonial Dr, Suite #200, Orlando, FL, 32803
  • BridgeWell Capital is a Direct Private Money Lender for real estate investments. We offer fast and easy approvals. BridgeWell offers private money financing for real estate investors. We can provide you with a reliable, hassle-free source of funding for your real estate investments.
  • New Era Bank
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  • New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.
  • Peoples Bank of Graceville
  • 5306 Brown St, Graceville, FL, 32440
  • we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on servic
  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.