USDA and FHA Pro and Con in Buena, Atlantic County, NJ

In 2025, the USDA loan limit in Buena, county of Atlantic, NJ, is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates and assess the necessary income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Buena, Atlantic, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Buena, NJ

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you without complication. Choose one of three starting points to connect with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Union Plus Mortgage Company
  • 305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
  • Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.
  • LofiDirect
  • 700 East Gate Drive, Suite 400, Mount Laurel, NJ, 08054
  • Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States
  • HighPoint Mortgage Inc
  • 211 Hartford Road, Mt. Laurel, NJ, 8054
  • HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,
  • County Savings Bank
  • 10 Powhattan Ave, Essington, PA, 19029
  • County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
  • national directlender llc
  • 500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
  • Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi
  • United Savings Bank
  • 1510 Packer Avenue, Philadelphia, PA, 19145
  • United Savings Bank's first seeds were planted on May 29th, 1912 when the Southwestern Businessman's Building & Loan Association opened its doors in South Philadelphia. Eleven years later, on August 17th, 1923, it would become Albert Lawrence Building & Loan Association with its home office at 21st & Wharton.
  • Garden State Federal Credit Union
  • 144 W Route 38, Moorestown, NJ, 08057
  • Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
  • New Jersey Community Federal Credit Union
  • 144 Route 38., Moorestown, NJ, 8057
  • NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.
  • Almost Home Mortgage
  • 714 E. Main St, Suite 2A, Moorestown, NJ, 08057
  • Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.
  • Oak Leaf Financial
  • 110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
  • Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever
  • PSEG Nuclear Employees Federal Credit Union
  • End of Alloway Creek Neck Road, Hancocks Bridge, NJ, 08038
  • The PSEG Nuclear Employees Federal Credit Union is an independent financial institution owned by and operated for its members. Our Mission is to provide competitive, quality service to meet our members' needs, while securing the operational security and financial stability of the credit union.
  • Scion Lending
  • 325 Chestnut St, Suite 800, Philadelphia, PA, 19106
  • Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.