USDA Vs. FHA Pro and Con comparison in Wantage, Sussex County, NJ
In 2025, USDA loan limit in Wantage, county of Sussex, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Wantage, county of Sussex, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Wantage, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1755 West Broadway Street, Suite 2, Oviedo, FL, 32765
At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage!
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Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30 West Superior Street, Suite 126, Duluth, MN, 55802
Minnesota Power Employees Credit Union (MPECU) is a member-owned, not-for-profit financial cooperative, whose primary mission is serving our member/owners. Minnesota Power Employees Credit Union was founded in 1933. During our first 61 years, we only served the employees and family members of Minnesota Power.
North Shore Bank is a locally-owned and managed, independent, community bank that has been operating in the Duluth area for over 100 years. We proudly offer a full array of traditional personal and business banking products, mortgage services, and a full selection of trust & investment services all handled by our experienced and professional staff.
We look forward to becoming your exclusive full-service financial institution. Harbor Pointe Credit Union was founded in 1933 as Duluth Teachers Credit Union to serve the financial needs of the educational community of Duluth. We have grown to serve over 9000 members in our community with our savings, checking, investment, mortgage.
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.