In the year 2026, the USDA loan cap in Montague, found within Sussex county, NJ, is defined at $776,600. For single-family homes, the FHA cap is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare top USDA against FHA rates today and ascertain the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA, aiding you in choosing the best program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa®'s mission is to secure the best possible USDA or FHA loan for you quickly and efficiently. Begin with any of three options leading to lender matching and USDA loan program discovery.
A USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. In contrast with FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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