USDA Loan Vs. FHA loan for Hammonton, NJ 2025

For the year 2025, in Hammonton located in Atlantic county of NJ, the USDA loan maximum is $336,500, while the FHA limit is $472,030 for a single-family home.

The Lendersa® USDA loan calculator enables you to compare the best current rates of USDA against FHA loans and help determine the income, credit, reserves, and documents necessary for qualifying. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options in parallel, aiding in selecting the ideal program for your financial needs in .

USDA and FHA Loan Opportunities in Hammonton, NJ

The goal at Lendersa® is to secure you the best USDA or FHA loans quickly and effortlessly. Choose from one of three starting points to connect with lenders and utilize USDA loan programs.

Understanding USDA Loans in NJ

USDA home loans are guaranteed by the government's Department of Agriculture, also called USDA rural development loans or USDA mortgages. These loans are only available in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any payment upfront.

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(937) 492-6129 Lender's profile and map Reviews Peoples Federal Savings and Loan Association 101 E Court St, Sidney, OH, 45365 Peoples Federal Savings and Loan Association has participated with pride in the agricultural, commercial, and industrial development that has graced Shelby County and shaped the destiny of its residents. and that time, the only two services we were allowed to provide were mortgage loans and savings accounts.
(800) 736-8485 Lender's profile and map Reviews Western Ohio Mortgage Corporation 733 Fair Rd., Sidney, OH, 45365 Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
(937) 558-9070 Lender's profile and map Reviews KH Credit Union 7740 Paragon Road, Dayton, OH, 45459 At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
(800) 837-8111 Lender's profile and map Reviews The Union Bank Co. 105 Progressive Drive, Columbus Grove, OH, 45830 The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
(937) 660-4106 Lender's profile and map Reviews Northern Mortgage 105552 Success Ln, Suite H, Dayton, OH, 45458 Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.
(419) 879-4855 Lender's profile and map Reviews Superior Financial Solutions 4230 Elida Rd, Lima, OH, 45807 Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
(877) 717-2271 Lender's profile and map Reviews Superior Credit Union 4230 Elida Rd, Lima, OH, 45807 Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
(800) 762-9555 Lender's profile and map Reviews Universal 1 Credit Union 1 River Park Dr, Dayton, OH, 45409 Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.
(734) 234-0764 Lender's profile and map Reviews Giniel Financial Group, Inc 735 Victors Way, Ann Arbor, MI, 48108 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(843) 546-8494 Lender's profile and map Reviews Georgetown Kraft Credit Union 1379 N Fraser Street, Georgetown, SC, 29440 Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
(734) 662-8200 Lender's profile and map Reviews University of Michigan Credit Union 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104 UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint