In 2026, the USDA loan limit for Medford, located in the county of Burlington, NJ, is $381,800, whereas the FHA limit for a single-family home is $529,000.
Use the Lendersa® USDA loan calculator to evaluate the best rates of USDA versus FHA loans today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Medford, County of Burlington, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Medford, NJ
Lendersa® strives to secure you the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, designed specifically for rural areas. In contrast to FHA loans that require a minimum of 3.5% down payment, USDA loans surprisingly do not require any down payment.
Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
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Liberty Bell Bank, A Division of The Bank of Delmarva has 3 convenient branches serving Camden and Burlington counties. The Bank of Delmarva has 11 branches located throughout Salisbury and Ocean City (MD), along with Sussex County, DE. Please click on a branch below for more information about that branch
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