In the year 2026, the USDA loan limit for White, located in the county of Warren, NJ is $336,500, whereas for a single-family home, the FHA cap is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA against FHA rates available today. Find out the income, credit score, reserves, and necessary documentation required for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program for your circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure you the best possible USDA or FHA loan, sans hassle. Choose one of three starting points to connect with lenders offering USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, specifically available in rural areas. Differing from FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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