For 2026 in Liberty, within Warren, NJ, the USDA loan cap is $336,500. The FHA limit for a single-family home stands at $472,030.
Utilize Lendersa®'s USDA loan calculator to compare the best current rates of USDA versus FHA, and figure out the needed income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your unique financial situation in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® seeks to promptly connect you with ideal USDA or FHA loans with minimum hassle. Begin with any of the three options to find matching lenders and USDA loan opportunities.
A USDA mortgage, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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