For 2026 in Liberty, within Warren, NJ, the USDA loan cap is $336,500. The FHA limit for a single-family home stands at $472,030.
Utilize Lendersa®'s USDA loan calculator to compare the best current rates of USDA versus FHA, and figure out the needed income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your unique financial situation in .
2026 Loan Limits and Down Payment Requirements in Liberty, Warren, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Liberty, NJ
Lendersa® seeks to promptly connect you with ideal USDA or FHA loans with minimum hassle. Begin with any of the three options to find matching lenders and USDA loan opportunities.
A USDA mortgage, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans require none.
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On May 15, 1958, minutes of the first board meeting reflected ten members were approved for membershi
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