USDA and FHA Pro and Con in Carlstadt, Bergen County, NJ
For 2025, the USDA loan limit in Carlstadt, within Bergen, NJ, is $0. In contrast, for a single-family home, the FHA limit is $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your financial landscape.
Loan Limits and Downpayment Requirements for 2025 in Carlstadt, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Carlstadt, NJ
Lendersa® is dedicated to providing you with the best possible USDA or FHA loan swiftly and efficiently. Select one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement, making them a beneficial option for rural homebuyers.
Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.
2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union.
At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard
American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442.
The Registered Agent on file for this company is Bayo Popoola and is located at 230 Saddleview Trail, Riverdale, GA 30274.
You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
White Oak Mortgage LLC was founded in January 1998 and is locally owned. What makes us stand apart: First-time home buyers are our specialty! We're here to support you through the entire process. We are experts at refinancing! We do most refinances with no closing costs, which keeps your mortgage balance lower. Excellent customer service.
BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,
Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.
Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.
Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
