USDA Vs. FHA Pro and Con comparison in Franklin-Lakes, Bergen County, NJ
For 2025, the USDA loan limit for a single-family home in Franklin-Lakes, located in Bergen, NJ, is $0, while the FHA limit is $822,375.
Using Lendersa® USDA loan calculator, you can compare today's top USDA versus FHA rates, determining the necessary income, credit standing, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most suitable program in Alabama for your financial requirements.
Insights on 2025 Loan Limits and Downpayment Requirements in Franklin-Lakes, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Franklin-Lakes, NJ
At Lendersa®, our objective is to provide you with the best USDA or FHA loans quickly and without hassle. Start with one of three options that lead to lender matches and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan, is backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty
9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
When you need a mortgage that meets your Goals, Rafael will help you understand the mortgage process. Make a smart financial decision with your next mortgage. Since October 2019, Rafael Have been working. Rafael is younger Spanish speaking Person. Rafael’s educational background is in database management.
My name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask.
"I am a Direct Lender as well as a Mortgage Broker,
and as a result, have Great Home Loan Programs,
Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "
West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
At Elite Financial, our collective goal advanced us to high standard in the mortgage industry by word-of-mouth referrals and mission What others can’t do Elite Financial can. For over 30 years, we've been a growing team from dynamic people with talent of 100% loan approval to trust, information security and privacy.
At Elite Financial Lending our clients’ goals are our first priority without compromise, we provide unparalleled service with expertise that will exceed your expectations whether you are needing to purchase a home or re-finance and we strive to ensure that each and every client is completely satisfied. This is our commitment to you.
Since 1995, we have remained true to putting others first. Now with Loan Officers from coast-to-coast, we know it's the right way to do business and (in our humble opinion) the only way. We're dedicated to finding great rates & loan options for our customers while offering some of the fastest turn times in the industry.
5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
