For 2026, the USDA loan limit for a single-family home in Franklin-Lakes, located in Bergen, NJ, is $0, while the FHA limit is $822,375.
Using Lendersa® USDA loan calculator, you can compare today's top USDA versus FHA rates, determining the necessary income, credit standing, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most suitable program in Alabama for your financial requirements.
Insights on 2026 Loan Limits and Downpayment Requirements in Franklin-Lakes, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Franklin-Lakes, NJ
At Lendersa®, our objective is to provide you with the best USDA or FHA loans quickly and without hassle. Start with one of three options that lead to lender matches and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan, is backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417
Lends in New Jersey
At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.
500 N. Franklin Turnpike, Suite 303A, Ramsey, NJ, 07446
Lends in New Jersey
Opulence Realtors are here for you every step of the way, from beginning of the search to the closing and even after your real estate transaction is completed.Our agents come from diverse backgrounds and are all dedicated to providing the highest quality service to our clients.and We currently cover all areas of New York and New Jersey
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450
Lends in New Jersey
In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
Glen Rock Savings Bank was established in 1922 to provide a safe place for local New Jersey residents to get a fair return on savings and secure residential home mortgages. The bank was initially located across the street from the iconic “Rock” in the Glen and was eventually renamed Glen Rock Savings Bank.
