USDA VS FHA in Bernalillo, Sandoval County, NM

In 2025, the USDA loan limit available in Bernalillo, within Sandoval county, NM, stands at $336,500. Meanwhile, the FHA limit is defined at $472,030 for a single-family home.

Apply the Lendersa® USDA loan calculator today to juxtapose USDA and FHA best rate options. Determine necessary income, credit score, reserve amounts, and documentation for qualification. Using our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to select the one that suits your unique financial circumstances in Alabama.

Explore loan offers from 100 diverse lenders

2025 Limits and Down Payment Criteria in Bernalillo, Sandoval County, NM

Loan Variety Maximum Loan Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Options in Bernalillo, NM

The objective of Lendersa® is to swiftly and conveniently secure the ideal USDA or FHA loan for you. Begin with one of three available processes that link you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NM

A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. It's exclusively offered for rural areas. Unlike FHA mortgages requiring at least a 3.5% down payment, USDA loans are accessible with no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vision Home Mortgage
  • 223 North Pecos Road, Suite 120, Henderson, NV, 89074
  • Our mission is to serve our customers with honesty, integrity & experience. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible.We offer our clients a more personal touch. You have one experienced loan officer who you can contact directly, also there every step of the way.
  • All American Home Mortgage LLC
  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
  • ABM Funding
  • 701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
  • At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Five Star Mortgage
  • 9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
  • The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Premier Mortgage Lending
  • 701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
  • Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
  • Platte Vallley Bank
  • 1212 Circle Drive, Scottsbluff, NE, 69363
  • At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
  • COMANCHE COUNTY FEDERAL CREDIT UNION
  • 916 W Gore Boulevard, Lawton, OK, 73501
  • Comanche County Federal Credit Union has been open since 1964. The credit union has assets totaling $33.98 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with. We believe in hard work, can-do attitudes, and helping people get ahead. Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.
  • Crestline Insurance Services LLC
  • 3170 E Sunset Rd Suite# B, Las Vegas, NV, 89120
  • Crestline Insurance Services LLC offers commercial general liability insurance Las Vegas, which is designed to decrease financial risks for your business. Economic troubles can arise from litigation and lawsuits against your business for a selection of possible hazards. Commercial basic liability insurance, or CGL, pays for damages and claims pri