USDA Vs. FHA Pro and Con comparison in Edgewood, Santa Fe County, NM
For 2025, in Edgewood, the USDA loan limit within Santa Fe county, NM is set at $375,000, whereas the FHA limit for a single-family dwelling is $503,700.
Utilize the Lendersa® USDA loan calculator to contrast today’s USDA and FHA top rates, identifying the income, credit score, reserves, and documentation required for eligibility. Through our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Edgewood, Santa Fe, NM
Loan Type
Loan Limit
Down Payment
USDA
$375,000
0%
FHA
$503,700
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Edgewood, NM
Lendersa® is dedicated to quickly securing you the best possible USDA or FHA loan, without any hassle. Choose one of three pathways to match with lenders and USDA loan schemes.
A USDA home loan is government-guaranteed through the Department of Agriculture and also known as a USDA rural development loan or mortgage. It’s available only in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.
3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
8846 South Redwood Road, #C212, West Jordan, UT, 84088
"DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances.
We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
