USDA and FHA Pro and Con in Edgewood, Santa Fe County, NM
For 2025, in Edgewood, the USDA loan limit within Santa Fe county, NM is set at $375,000, whereas the FHA limit for a single-family dwelling is $503,700.
Utilize the Lendersa® USDA loan calculator to contrast today’s USDA and FHA top rates, identifying the income, credit score, reserves, and documentation required for eligibility. Through our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Edgewood, Santa Fe, NM
Loan Type
Loan Limit
Down Payment
USDA
$375,000
0%
FHA
$503,700
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Edgewood, NM
Lendersa® is dedicated to quickly securing you the best possible USDA or FHA loan, without any hassle. Choose one of three pathways to match with lenders and USDA loan schemes.
A USDA home loan is government-guaranteed through the Department of Agriculture and also known as a USDA rural development loan or mortgage. It’s available only in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Local Lending Group’s vision is to see all loans provided
by someone living in the community where you live,
a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders
The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
525 East Big Beaver Road, Suite 303, Troy, MI, 48083
Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
"The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
Headquartered in Troy, Michigan with over 30 years of experience,"
C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
