USDA and FHA Pro and Con in Fallon, Churchill County, NV
As of 2026, the approved USDA loan limit in Fallon, within the county of Churchill, NV is $336,500, while the FHA loan cap for a single-family unit is $472,030.
Utilizing the Lendersa® USDA loan calculator, you can effectively evaluate the prevailing USDA and FHA rates. Ascertain the necessary income, credit requirements, reserves, and documentation for eligibility. Use our sophisticated mortgage calculator to simultaneously view USDA, FHA, Conforming, and VA options, aiding your choice of the most suitable program for your financial scenario in .
2026 Loan Limits and Required Downpayments in Fallon, County of Churchill, NV
Type of Loan
Maximum Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Fallon, NV
The mission of Lendersa® is to secure the optimal USDA or FHA loan swiftly and smoothly. Choose one of three beginning options to pair with suitable lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural locations. This contrasts FHA loans, which mandate a 3.5% minimum down payment, as the USDA mortgage requires no down payment whatsoever.
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5250 South Virginia St, Suite 360, Reno, NV, 89502
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