USDA and FHA Pro and Con in Boulder-City, Clark County, NV
For 2025, in Boulder-City within Clark county, NV, the USDA loan cap is $300,000, whereas for a single-family home, the FHA limit stands at $362,250.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates today. Assess required income, credit, reserves, and necessary documents for qualification. The advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side-by-side, ensuring you select the most fitting program for your unique financial needs in .
2025 Loan Caps and Downpayment Requirements in Boulder-City, Clark County, NV
Type of Loan
Limit
Down Payment
USDA
$300,000
0%
FHA
$362,250
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Paths in Boulder-City, NV
The purpose of Lendersa® is to quickly deliver the optimal USDA or FHA loan without difficulty. Choose from three different methods that lead to a match with lenders and USDA loan programs.
The USDA home loan is federally backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available solely in rural communities. Distinct from FHA loans demanding a minimum 3.5% down payment, the USDA mortgage mandates no down payment at all.
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