USDA and FHA Pro and Con in Boulder-City, Clark County, NV

For 2026, in Boulder-City within Clark county, NV, the USDA loan cap is $300,000, whereas for a single-family home, the FHA limit stands at $362,250.

Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates today. Assess required income, credit, reserves, and necessary documents for qualification. The advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side-by-side, ensuring you select the most fitting program for your unique financial needs in .

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2026 Loan Caps and Downpayment Requirements in Boulder-City, Clark County, NV

Type of Loan Limit Down Payment
USDA $300,000 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

Examining USDA and FHA Loan Paths in Boulder-City, NV

The purpose of Lendersa® is to quickly deliver the optimal USDA or FHA loan without difficulty. Choose from three different methods that lead to a match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in NV

The USDA home loan is federally backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available solely in rural communities. Distinct from FHA loans demanding a minimum 3.5% down payment, the USDA mortgage mandates no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Boulder-City Lenders

  • NEXA Mortgage LLC
  • 2850 W. Horizon Ridge Pwky, Henderson, NV, 89052
  • Lends in Nevada
  • NEXA Mortgage is ranked as the top Mortgage Broker in Arizona and is growing in multiple states. NEXA Mortgage is a fantastic organization that truly cares about its employees and loves closing loans.

    The Owners and upper management have a personal relationship with every employee and strive to maintain the best work environment possible.

    You

  • The Escobedo Team
  • 10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052
  • Lends in Nevada
  • Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!

  • Merchant Banking Resources
  • 2831 St. Rose Parkway, Suite 444, Henderson, NV, 89052
  • Lends in Nevada
  • Merchant Banking Resources prides itself on its customer satisfaction and the support provided to clients. Helping businesses thrive and succeed is the ultimate goal Merchant Banking Resources strives to achieve. We help both large sized companies and small businesses, each with unique requirements,

  • Greenkey Mortgage
  • 871 Coronado Center Drive, Suite 200, Office 247, Henderson, NV, 89052
  • Lends in Nevada
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
    Here at Greenkey Financial, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Millennium Mortgage Group LLC
  • 2900 W. Horizon Ridge Pkwy., Suite 120, Henderson, NV, 89052
  • Lends in Nevada
  • Millennium Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Community Access Lending
  • 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
  • Lends in Nevada
  • Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership

  • YLM Financial
  • 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
  • Lends in Nevada
  • YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.

  • Assurance 832
  • 3044 Paseo Hills Way, Henderson, NV, 89052
  • Lends in Nevada
  • Assurance 832 was formed to help small businesses survive and thrive by getting the funds they need. With our extensive network of investors and alternative lenders we can get funds to our clients in hours. Our passion is to see people’s dreams fulfilled and there is no bigger dream than the American Dream of working for yourself.

  • Taylor Derrick Capital
  • 2298 W Horizon Ridge Pkwy #213, Henderson, NV, 89052
  • Lends in Nevada
  • Taylor Derrick Capital is a real estate investment management company that provides alternative investments in real estate debt and equity ventures. Our efforts are focused in the western states where we have deep relationships and valuable experience in the real estate industry.