USDA and FHA Pro and Con in Henderson, Clark County, NV
As of 2025, the USDA loan limit in Henderson, which is situated in the county of Clark, NV, is $336,500. For FHA loans, the limit for a single-family home is $494,500.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in for your unique financial scenario.
2025 Loan Limits and Down Payment Requirements in Henderson, County of Clark, NV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$494,500
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Options in Henderson, NV
The mission of Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loan available for you. Choose from one of three starting points that effectively match you with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, offered solely in rural communities. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage does not require any down payment at all, making it a popular choice for those eligible.
Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation.
At Grinnell State Bank, we lend money for a diverse range of commercial.
The First State Bank of Swanville was chartered on June 17, 1907. The name remains the same and has survived major economic challenges of the great depression and several wars. We have emerged from those challenges and 100 years later we continue in that tradition as we remain financially strong and family owned and operated.
At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.
Coastal Community Federal Credit Union began in 1957 when employees of the Galveston Fire Department decided to form Galveston Firemen’s Federal Credit Union. In 1973, the name was changed to City of Galveston Federal Credit Union to allow all city employees of Galveston to join. Then in 1991
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HomeTown Bank, National Association, on April 19, 1999, to accommodate expansion away from Galveston Island. The Bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits. The Bank is a member of the Federal Reserve System and the Federal Home Loan Bank.
Peoples Savings Bank has its origins in both Cleves and Wellsburg, Iowa. The Cleves Savings Bank started January 25, 1912, and then later changed its name to Security Savings Bank. In July 1934, the board and the stockholders of the bank wanted to reorganize and have the main bank in Wellsburg while maintaining a bank in Cleves.
First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years.
We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.
River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.