USDA Loan Vs. FHA loan pro & con Henderson, Clark County, NV

As of 2026, the USDA loan limit in Henderson, which is situated in the county of Clark, NV, is $336,500. For FHA loans, the limit for a single-family home is $494,500.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in for your unique financial scenario.

Examining USDA and FHA Loan Options in Henderson, NV

The mission of Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loan available for you. Choose from one of three starting points that effectively match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in NV?

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, offered solely in rural communities. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage does not require any down payment at all, making it a popular choice for those eligible.

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7027063878 Lender's profile and map NEXA Mortgage LLC 2850 W. Horizon Ridge Pwky, Henderson, NV, 89052 Lends in Nevada NEXA Mortgage is ranked as the top Mortgage Broker in Arizona and is growing in multiple states. NEXA Mortgage is a fantastic organization that truly cares about its employees and loves closing loans. The Owners and upper management have a personal relationship with every employee and strive to maintain the best work environment possible. You
(702) 523-5643 Lender's profile and map The Escobedo Team 10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052 Lends in Nevada Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!
(888) 875-7916 Lender's profile and map Merchant Banking Resources 2831 St. Rose Parkway, Suite 444, Henderson, NV, 89052 Lends in Nevada Merchant Banking Resources prides itself on its customer satisfaction and the support provided to clients. Helping businesses thrive and succeed is the ultimate goal Merchant Banking Resources strives to achieve. We help both large sized companies and small businesses, each with unique requirements,
(702) 482-8421 Lender's profile and map Greenkey Mortgage 871 Coronado Center Drive, Suite 200, Office 247, Henderson, NV, 89052 Lends in Nevada We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at Greenkey Financial, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
(702) 765-0868 Lender's profile and map Millennium Mortgage Group LLC 2900 W. Horizon Ridge Pkwy., Suite 120, Henderson, NV, 89052 Lends in Nevada Millennium Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(866) 644-2225 Lender's profile and map Community Access Lending 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052 Lends in Nevada Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership
(725) 215-1906 Lender's profile and map YLM Financial 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052 Lends in Nevada YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.
(702) 832-5538 Lender's profile and map Assurance 832 3044 Paseo Hills Way, Henderson, NV, 89052 Lends in Nevada Assurance 832 was formed to help small businesses survive and thrive by getting the funds they need. With our extensive network of investors and alternative lenders we can get funds to our clients in hours. Our passion is to see people’s dreams fulfilled and there is no bigger dream than the American Dream of working for yourself.
855 702 5600 Lender's profile and map Taylor Derrick Capital 2298 W Horizon Ridge Pkwy #213, Henderson, NV, 89052 Lends in Nevada Taylor Derrick Capital is a real estate investment management company that provides alternative investments in real estate debt and equity ventures. Our efforts are focused in the western states where we have deep relationships and valuable experience in the real estate industry.