As of 2026, the USDA loan limit in Henderson, which is situated in the county of Clark, NV, is $336,500. For FHA loans, the limit for a single-family home is $494,500.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $494,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loan available for you. Choose from one of three starting points that effectively match you with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, offered solely in rural communities. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage does not require any down payment at all, making it a popular choice for those eligible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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