USDA VS FHA in Laughlin, Clark County, NV

In 2025, USDA loan limit in Laughlin, county of Clark, NV is $336,500 while FHA limit is $494,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Laughlin, county of Clark, NV

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $494,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Laughlin, NV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Nevada?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
  • We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
  • Trimark Funding
  • 5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
  • Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
  • Mountain West Financial
  • 43832 20th Street W, Lancaster, CA, 93534
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership
  • Prudential Wholesale Lending
  • 42442 10th Street West, Suite B, Lancaster, CA, 93534
  • At Prudential Wholesale Lending® we offer our clients wholesale loan pricing on their loans which means competitive rates and better interest rate and closing costs. We also provide our clients with credit consulting to help them get the best loan program for them at the best rate.
  • Exit Diamond Realty
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  • Exit Realty International franchise is because I was impressed with the support they offer as well as the one of kind benefits they provide to agents such as continuing 10% sponsoring benefits, 7% retirement benefits, and a 5% beneficiary benefit. This is unmatched in our industry. Exit Realty also understands.
  • Arizona Federal Credit Union
  • 333 N 44th St, Phoenix, AZ, 85008
  • Arizona Federal provides consumer & small business banking services to more than 145, 000 members throughout AZ. Arizona Federal is a locally-owned, not-for-profit financial cooperative that provides banking services. Arizona Federal's mission is to develop and serve an empowered membership through the delivery of financial services and expertise.
  • Define Mortgage Solutions
  • 148 N. 48 St, Phoenix, AZ, 85034
  • "Define Mortgage Solutions has a proven track record of creating exceptional mortgage experiences, with an average turnaround time of less than 30 days. Our dedicated mortgage professionals are passionate about providing personal guidance to best serve your members. In our most recent quarterly survey, over 96% of borrowers reported that they are
  • Desert Financial Credit Union
  • 148 North 48th Street, Phoenix, AZ, 85034
  • "At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep Federally insured by the NCUA. Equal Housing Opportunity."
  • WS Financial
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  • WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.
  • Aces Jewelry and Loan
  • 1071 E. Amar Rd, West Covina, CA, 91792
  • Aces Jewelry & Loan is located in West Covina. We are here to serve all of your pawn and retail needs! Our quick and easy pawn loans put cash in your hands fast. We have a large selection of jewelry We have great deals on new and used merchandise including jewelry, gold, silver, coins, computers, televisions
  • Universal Bank
  • 3455 Nogales Street, Suite 105, West Covina, CA, 91792
  • Universal Bank offers you five convenient locations across Southern California to better help meet your financial needs. Whether you’re in the need for a checking account or other type of account Universal Bank is here to serve you. With ATM’s at most locations, you will have easy access to your money when you need it.