For 2026, the USDA loan limit in Laughlin, found in Clark, NV, is $336,500. Conversely, the FHA cap for a single-family house is $494,500.
Leverage the Lendersa® USDA loan calculator to assess today's leading USDA and FHA rates. Understand required income, credit, reserves, and documents through our innovative mortgage calculator, which lets you examine USDA, FHA, Conforming, and VA loans side by side. This comparison aids in choosing the best program for your financial needs across places like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $494,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you. Start with one of three options to connect with the right lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is available in rural areas. Unlike FHA loans needing at least 3.5% down, USDA loans require no down payment, making them ideal for eligible areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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