As of 2025, the USDA loan limit in Summerlin-South, found in Clark county, NV, is set at $300,000, while the FHA limit for a single-family residence is $362,250.
Utilize Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates of today, and assess the income, credit, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you make an informed decision on the best option for your financial scenario in Alabama.
Receive loan offers from a diverse array of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $300,000 | 0% |
| FHA | $362,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you rapidly and without hassle. Begin by selecting one of the three starting points, which will connect you with matching lenders and the USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage. It is available exclusively in rural settings and does not necessitate a down payment, unlike FHA loans that require a minimum 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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