USDA and FHA Pro and Con in Summerlin-South, Clark County, NV

As of 2026, the USDA loan limit in Summerlin-South, found in Clark county, NV, is set at $300,000, while the FHA limit for a single-family residence is $362,250.

Utilize Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates of today, and assess the income, credit, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you make an informed decision on the best option for your financial scenario in Alabama.

Receive loan offers from a diverse array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Summerlin-South, Clark, NV

Loan Type Loan Limit Down Payment
USDA $300,000 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Summerlin-South, NV

The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you rapidly and without hassle. Begin by selecting one of the three starting points, which will connect you with matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in NV

The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage. It is available exclusively in rural settings and does not necessitate a down payment, unlike FHA loans that require a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Summerlin-South Lenders

  • The DM3 Group
  • 11700 W. Charleston Blvd, Suite 170, Suite 105, Las Vegas, NV, 89135
  • Lends in Nevada
  • The DM3 Group is proud to offer some of the most innovative loan products in the market place today. With over 25+ years of experience in lending, we aim to be your first phone call when considering any loan. We promise to be honest, efficient and courteous to all our clients. There will be no time wasted while working with us.

  • Lisa Fleck
  • 1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
  • Lends in Nevada
  • Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.

  • The Mevorah Team
  • 10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
  • Lends in Nevada
  • "The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR
    We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."

  • SimpliFi Mortgage LLC
  • 10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
  • Lends in Nevada
  • Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.

  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Lends in Nevada
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.

  • Town & Country Bank
  • 8620 W Tropicana Ave., Las Vegas, NV, 89147
  • Lends in Nevada
  • Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Lends in Nevada
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"

  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Lends in Nevada
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.

  • Nevada State Bank | The Lakes Branch
  • 8260 W Sahara Ave, Las Vegas, NV, 89117
  • Lends in Nevada
  • Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.

  • Noble Home Loans
  • 7830 West Sahara Ave, Las Vegas, NV, 89117
  • Lends in Nevada
  • Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.