USDA and FHA Pro and Con in Yerington, Lyon County, NV

In the year 2026, the USDA loan limit for Yerington, located in Lyon, NV is specified at $336,500, whereas the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA interest rates, determining the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans to help you choose the best program for your particular financial situation, such as in regions like .

Compare loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Yerington, County of Lyon, NV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Yerington, NV

Lendersa® aims to quickly secure the most satisfactory USDA or FHA loan for you without complexity. Choose from one of three starting points to connect with lenders and USDA loan programs that align perfectly with your needs.

Lendersa USDA loan request and corresponding result

Understanding the USDA Loan in NV

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, offered exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage loan doesn't require any down payment, making it appealing for eligible rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



Yerington Lenders

  • Northstar Lending Group
  • 1657 Hwy. 395, Suite 103A, Minden, NV, 89423
  • Lends in Nevada
  • We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.

  • Greater Nevada Mortgage
  • 4070 Silver Sage Dr, Carson City, NV, 89701
  • Lends in Nevada
  • Greater Nevada Mortgage (GNM) provides home loans in both Nevada and California to assist a variety of borrowers, from investors to first-time homebuyers. GNM services many home loans locally for Nevadans, as well as borrowers in California. Founded in the Sierra Nevada region in 2001.

  • Financial Horizons Credit Union
  • 895 E Street, Hawthorne, NV, 89415
  • Lends in Nevada
  • We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.

  • Mortgages for America
  • 298 Kingsbury Grade, Suite 2E, Stateline, NV, 89449
  • Lends in Nevada
  • Mortgages for America is dedicated in offering Programs that help America. Our Homes for Heroes program offers major discounts to most of our Heroe's in America. We do specialize in Lending to our Veterans and offer all VA loans. We also offer all traditional Conventional programs, FHA, USDA as well.

  • Greenfront Mortgage, LLC
  • 120 McFaul Way, Zephyr Cove, NV, 89448
  • Lends in Nevada
  • We are a full service California and Nevada mortgage brokerage specializing in the residential real estate market. There are many benefits to working with us as opposed to going to a bank for a real estate loan.We gain an advantage by working with many different lenders in all categories of the market.

  • Integrity Business Solutions
  • 10110 Canyon Country Rd, Reno, NV, 89521
  • Lends in Nevada
  • To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.

  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lends in Nevada
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns

  • Great Basin Federal Credit Union
  • 9770 S. Virginia St, Reno, NV, 89511
  • Lends in Nevada
  • Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.