USDA and FHA Pro and Con in Yerington, Lyon County, NV

In the year 2026, the USDA loan limit for Yerington, located in Lyon, NV is specified at $336,500, whereas the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA interest rates, determining the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans to help you choose the best program for your particular financial situation, such as in regions like .

Compare loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Yerington, County of Lyon, NV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Yerington, NV

Lendersa® aims to quickly secure the most satisfactory USDA or FHA loan for you without complexity. Choose from one of three starting points to connect with lenders and USDA loan programs that align perfectly with your needs.

Lendersa USDA loan request and corresponding result

Understanding the USDA Loan in NV

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, offered exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage loan doesn't require any down payment, making it appealing for eligible rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Financial Group
  • 2471 W. Sullivan Road, Aurora, IL, 60506
  • Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.

  • Peoples Bank & Trust (Illinois)
  • 511 S. Main St, Altamont, IL, 62411
  • Peoples Bank & Trust wasn't a bank started by one individual.
    It’s a bank that began among many working to address the needs of their community, Pana, IL in the 1950s. The problem was that many Pana- area residents weren’t able to secure loans through the banks in town.

    A group of forward-thinking community leaders recognized this issue

  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Planters Bank & Trust Company
  • 212 Catchings Street, Indianola, MS, 38751
  • Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.

  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.

  • Westbury Bank
  • N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
  • Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium.

    That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo

  • Accunet Mortgage LLC
  • N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
  • Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.

  • First Fidelity Home Mortgage of Wisconsin, LLC
  • 2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
  • We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.

  • The State Bank of Geneva
  • 22 South Fourth Street, Geneva, IL, 60134
  • The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.

  • Premier Financial Services Inc
  • 206 1/2 West State Street, Suite 202, Geneva, IL, 60134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Cosmopolitan Mortgage Inc
  • 410 East State Street, Suite B, Geneva, IL, 60134
  • First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.

  • Initial Mortgage, Inc.
  • 108 1st St, Suite 1, Batavia, IL, 60510
  • The Initial Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.