In 2025, the USDA loan limit in Baldwin, situated within Nassau County, NY, is $0. In contrast, the FHA limit for a single-family house is $1,089,300.
Leverage the Lendersa® USDA loan calculator to weigh today's USDA versus FHA best rates, identifying the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in Baldwin, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Baldwin, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Start by selecting one of three pathways that connect you with matching lenders and USDA loan offerings.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
567 San Nicolas Drive, Suite 230, Newport Beach, CA, 92660
ARCH Loans is the preferred direct-to-investor private lender to flippers, wholesalers and buy-hold real estate investors in California, Colorado, Nevada, Oregon, Utah, and Arizona by being the easiest, most reliable, and most professional private lender to do business with Our online loan provides.
620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.
1400 Newport Center Dr, Suite 250, NEWPORT BEACH, CA, 92660
Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.
4667 MacArthur Boulevard, Suite 230, Newport Beach, CA, 92660
Capital Benefit procures, originates, underwrites, sells and services privately-funded first-trust deed loans for residential properties in California. our straightforward, conservative philosophy have set the standard for private money lending, trust deed investment and private lender loan servicing.
500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.
898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!
898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103
Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.