USDA Loan Vs. FHA loan for Baldwin, NY [Nassau County Rates 2023]

In 2025, USDA loan limit in Baldwin, county of Nassau, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Baldwin, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(787) 620-0000 1581 miles Lender's profile and map Reviews Oriental Bank 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603 Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
(325) 597-2104 1582 miles Lender's profile and map Reviews The Brady National Bank 101 S. Blackburn St., Brady, TX, 76825 Brady National Bank was chartered in 1905 and is the oldest bank in McCulloch County. Our safe and sound banking practices, as well as our ability to meet the needs of our local community, promises we'll be around for another 100 years. We have a long-time history of offering modern financial conveniences while still providing
(325) 597-2961 1582 miles Lender's profile and map Reviews The Commercial National Bank of Brady 105 E. 2nd Street, Brady, TX, 76825 Our full service banking offices are located in Brady and San Saba. Our local ownership enables us to deliver an unmatched level of personal service to each and every customer. While we will never stray from our commitment to personal service, we realize that technology is reshaping the way that individuals and customers conduct business.
(325) 597-2252 1582 miles Lender's profile and map Reviews Central Texas Farm Credit PO Box 1231, Brady, TX, 76825 Central Texas Farm Credit provides financing for farms and ranches, operating expenses, Livestock and equipment, recreational property, and country homes. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Established in 1916.
(361) 526-2275 1583 miles Lender's profile and map Reviews Refugio County Federal Credit Union 514 Swift Street, Refugio, TX, 78377 Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.
(210) 476-5523 1583 miles Lender's profile and map Reviews Triton Group at Legacy Mutual Mortgage 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154 Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
(719) 743-2415 1583 miles Lender's profile and map Reviews The First National Bank of Hugo 321 4th Street, Hugo, CO, 80821 The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings
(970) 867-3319 1583 miles Lender's profile and map Reviews FMS Bank 520 Sherman, Fort Morgan, CO, 80701 FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
(210) 945-3300 1585 miles Lender's profile and map Reviews Randolph-Brooks Federal Credit Union PO Box 2247, Universal City, TX, 78148 We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
(800) 447-2265 1585 miles Lender's profile and map Reviews Happy State Bank 100 E Main St, Happy, TX, 79042 Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.