In 2025, the USDA loan limit for Rockville-Centre, in the county of Nassau, NY, is set at $0, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare current top rates between USDA and FHA loans, determining the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
At Lendersa®, we strive to find you the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways to match with lenders and discover suitable USDA loan programs for your needs.
A USDA home loan, also known as a USDA rural development loan or a USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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