USDA and FHA Pro and Con in Rockville-Centre, Nassau County, NY

In 2026, the USDA loan limit for Rockville-Centre, in the county of Nassau, NY, is set at $0, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare current top rates between USDA and FHA loans, determining the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial requirements.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Rockville-Centre, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Rockville-Centre, NY

At Lendersa®, we strive to find you the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways to match with lenders and discover suitable USDA loan programs for your needs.

Illustration of Lendersa USDA loan request and matching results

What Is a USDA Loan in NY?

A USDA home loan, also known as a USDA rural development loan or a USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 4Sure Mortgage Solutions LLC
  • 7215 West Oakland Park Blvd, Fort Lauderdale, FL, 33313
  • 4SURE MORTGAGE SOLUTIONS LLC is in the Mortgage Bankers and Loan Correspondents industry in Sunrise, FL. This company currently has approximately 1 to 5 employees and annual sales of $500, 000 to $999, 999.

    4sure Mortgage Solutions L.L.C is a Florida limited liability company based in Lauderhill.

  • Arlington State Bank
  • 230 West Main Street, Arlington, MN, 55307
  • Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • We Florida Financial
  • P.O. Box 14548, Fort Lauderdale, FL, 33302
  • We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money

  • Central Missouri Community Credit Union
  • 620 N Maguire Street, Warrensburg, MO, 64093
  • Central Missouri Community Credit Union was chartered in 1961 as a credit union for the education community. We now serve a field of membership including all educational employees, college students and high school juniors and seniors in all counties of the University of Central Missouri District.

  • Quarry City Savings and Loan Association
  • 713 PCA Road, Warrensburg, MO, 64093
  • Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.

  • Florida Family Funding LLC
  • 3812 Kittyhawk Drive, Fort Myers, FL, 33905
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • PriorityONE Credit Union of Florida
  • 3000 N. University Dr, Sunrise, FL, 33322
  • At PriorityONE, we make your financial success our number one priority. If you're banking with a financial institution that charges you too much and treats you like just a number, then make it a priority to join PriorityONE Credit Union. We are a not-for-profit, cooperative financial institution.

  • Mortgage Funding Group Inc
  • 8551 W. Sunrise Blvd, Suite 105, Plantation, FL, 33322
  • Mortgage Funding Group was founded in 1997 & have been serving Florida communities for over 20 years.Our core purpose is to process and pre-approve home loans.Our motto is "Your homeownership is our goal!" So, we work very hard to help you achieve this goal. We offer a variety of loans from mortgage lenders that utilize "common sense" underwriting.

  • Celebrity Mortgage
  • 320 SE 11th Street, Fort Lauderdale, FL, 33316
  • Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing

  • The Prestige Mortgage Team
  • 5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
  • With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.

  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644
  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.

  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.