For 2025, the USDA loan limit within Baldwin-Harbor, county of Nassau, NY, is $0, whereas the FHA limit for a single-family home is $822,375.
Utilize Lendersa® USDA loan calculator for comparing the top USDA versus FHA rates currently available, helping ascertain the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best fit for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to ensure you obtain the best possible USDA or FHA loan quickly and without hassle. Choose from one of three starting points to connect with lenders and find USDA loan programs.
The USDA home loan is provided with a government guarantee by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available strictly in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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