USDA and FHA Pro and Con in Baldwinsville, Onondaga County, NY
In 2025, the USDA loan limit in Baldwinsville, within Onondaga county, NY, is $336,500, while the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you determine the best fit in Alabama for your financial situation.
2025 Loan Limits and Down Payment Requirements in Baldwinsville, Onondaga County, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Baldwinsville, NY
Lendersa® is committed to quickly securing the optimal USDA or FHA loan for you, hassle-free. Choose one of three ways to connect with lenders and discover suitable USDA loan programs.
USDA home loans, backed by the Department of Agriculture, also known as USDA rural development loans or mortgages, are available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require none at all.
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We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.
As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.
130 South Elmwood Avenue, Room 147, Buffalo, NY, 14202
The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families.
The IRS Buffalo Federal Credit Union received its charter on February 1, 1957, thanks to some determined IRS employees
The Buffalo Police Federal Credit Union was founded on March 26, 1936. We are proud to serve the dedicated employees of the Buffalo Police and Fire Department. Our earnings are passed on to the membership in the form of better rates, costs, and services. and also The Buffalo Police Federal Credit Union strives to provide quality financial services
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999 North Loyalsock Avenue, Suite A, Montoursville, PA, 17754
The Montoursville Area FCU is a member owned & operated, not for profit financial cooperative striving to meet the financial needs of its members. The mission of our credit union is to serve our members needs by providing competitive rates for savings and loans. We will seek to maintain the financial stability and steady growth of our organization.
