USDA VS FHA in Village-Green, Onondaga County, NY

For 2026, the USDA loan limit in Village-Green, located in Onondaga, NY, is $285,000, whereas the FHA limit for a single-family home is $356,362.

To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documentation required to qualify for a loan. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Village-Green, Onondaga, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Village-Green, NY

At Lendersa®, the goal is to provide you with the best possible USDA or FHA loan quickly and efficiently. Choose from three starting points, resulting in a match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. Available in rural neighborhoods only, this loan requires no down payment, unlike FHA loans that require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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