USDA Vs. FHA Pro and Con comparison in Lysander, Onondaga County, NY
For the year 2025, the USDA loan cap in Lysander, situated within Onondaga county, NY, is $336,500, whereas the FHA limit stands at $472,030 for a single-family residence.
Employ the Lendersa® USDA loan calculator to compare the top USDA vs FHA rates available today. Evaluate the necessary income, credit score, reserves, and documents required for loan eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the ideal program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Lysander, Onondaga, NY
Type of Loan
Maximum Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financial Alternatives in Lysander, NY
Lendersa® aims to swiftly connect you with the best USDA or FHA loans, free of hassle. Pick from three initiation steps to match with suitable lenders and explore possible USDA financing programs.
The USDA home loan, secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is reserved solely for rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgages permit purchasing with zero down payment.
4200 8th Street South, Wisconsin Rapids, WI, 54494
Established in 1923, Paper City Savings has served our community for over 95 years. The Association operates as a locally managed financial institution, owned by our depositors. Paper City Savings began with the purpose of providing mortgage loans for single-family homes in the South Wood County area.
WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
Blaw Knox Credit Union is a great place to save your money. Our share accounts provide a great vehicle for saving money for those special events in life. Maybe you are saving for Christmas, or a wedding. It could be for college education, or just for that rainy day. Whatever the reason, Blaw Knox Credit Union provides better
The Mattoon Community Unit #2 Credit Union was formed in 1960 to provide employees of the Mattoon school district a convenient place to save and borrow money. In 1975, the credit union merged with the Charleston Teachers’ Credit Union to form what is now the AREA EDUCATIONAL CREDIT UNION.
First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
Bank of Wisconsin Dells is honored to be celebrating our 110th anniversary this year. We feel incredibly fortunate for the loyalty and support demonstrated everyday by our community. In return, we remain committed to the philosophies of community banking and the values our bank was built upon.
Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.
Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances.
In keeping with our mission statement
