USDA and FHA Pro and Con in Lysander, Onondaga County, NY

For the year 2025, the USDA loan cap in Lysander, situated within Onondaga county, NY, is $336,500, whereas the FHA limit stands at $472,030 for a single-family residence.

Employ the Lendersa® USDA loan calculator to compare the top USDA vs FHA rates available today. Evaluate the necessary income, credit score, reserves, and documents required for loan eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the ideal program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Lysander, Onondaga, NY

Type of Loan Maximum Loan Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Financial Alternatives in Lysander, NY

Lendersa® aims to swiftly connect you with the best USDA or FHA loans, free of hassle. Pick from three initiation steps to match with suitable lenders and explore possible USDA financing programs.

Lendersa USDA loan request and matching results

About USDA Loans in NY

The USDA home loan, secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is reserved solely for rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgages permit purchasing with zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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