USDA and FHA Pro and Con in Elbridge, Onondaga County, NY
As of 2025, the USDA loan limitation in Elbridge, within the county of Onondaga, NY is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze and compare the current best rates of USDA versus FHA. This helps determine the income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best choice for your financial needs in .
2025 Loan Limits and Downpayment Details in Elbridge, Onondaga County, NY
Type of Loan
Limit of Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Possibilities in Elbridge, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Select one of three starting paths leading to matched lenders and USDA loan offerings.
The USDA home loan, assured by the government Department of Agriculture, is referred to as the USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.
St. Thomas Federal Credit Union (STTFCU) is a non-profit financial organization with over 7, 500 members and assets of over $78 million dollars. Since 1952, STTFCU has been an integral part of the Virgin Islands community. We provide our members with opportunities to save, borrow, and improve their overall financial wellness.
Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
Many people like to know what to expect before they visit with someone at a mortgage company. That’s why we start by answering your questions and helping you understand the process. We will go above and beyond to ensure every meeting, every call, and every step of applying for a mortgage is as smooth and stress-free as possible.
