USDA Vs. FHA Pro and Con comparison in Elbridge, Onondaga County, NY
As of 2026, the USDA loan limitation in Elbridge, within the county of Onondaga, NY is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze and compare the current best rates of USDA versus FHA. This helps determine the income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best choice for your financial needs in .
2026 Loan Limits and Downpayment Details in Elbridge, Onondaga County, NY
Type of Loan
Limit of Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Possibilities in Elbridge, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Select one of three starting paths leading to matched lenders and USDA loan offerings.
The USDA home loan, assured by the government Department of Agriculture, is referred to as the USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
401 South Old Woodward Avenue, Suite 333, Birmingham, MI, 48009
So, this is how we roll — you are dealing directly with me, Keith Lewis and my assistant Angela on every transaction and we have been in the mortgage business together since 1996. Wow, that is a long time. We help guide you through an extremely complicated process seamlessly and in a manner that is best for your lifestyle.
Swift, it’s not just about what we do, but why we do it. With over 30 years of Mortgage experience, our mission is to ensure a trustworthy and tailor-made mortgage solution each and every time.We are firm built on old school values with a new age way of operating. By leveraging technology
Best Rate is a Michigan-based mortgage company specializing in home loans and mortgage refinancing with historically low interest rates. Fadi as a mortgage broker in Michigan for every single one of our clients is to have an experience so good that you can’t wait to tell your friends and family about us.
191 North Old Woodward Avenue, Suite 300, Birmingham, MI, 48009
Loan X Mortgage team has a consistent history in the mortgage industry of closing loans very quickly and efficiently at the exact requirements of the client and also Loan X has all the necessary tools to service you and help achieve your goals. We believe simplicity is key to every transaction because our clients.
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Michigan United Credit Union is a state chartered credit union serving the greater Oakland county area. The credit union first opened 90 years ago in 1931 and is committed to serving its members Anyone who lives, works, worships or attends school in the State of Michigan can become a member.
