USDA Vs. FHA your options comparison in Elbridge, Onondaga County, NY
As of 2025, the USDA loan limitation in Elbridge, within the county of Onondaga, NY is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze and compare the current best rates of USDA versus FHA. This helps determine the income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best choice for your financial needs in .
2025 Loan Limits and Downpayment Details in Elbridge, Onondaga County, NY
Type of Loan
Limit of Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Possibilities in Elbridge, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Select one of three starting paths leading to matched lenders and USDA loan offerings.
The USDA home loan, assured by the government Department of Agriculture, is referred to as the USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
The First Citizens National Bank of Upper Sandusky
100 N Sandusky Ave, Upper Sandusky, OH, 43351
During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.
Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
