USDA Vs. FHA your options comparison in Van-Buren, Onondaga County, NY

In 2026, the USDA loan limit in Van-Buren, within Onondaga county of NY, is $285,000. The FHA limit for a single-family home is $356,362.

Leverage Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side analysis of USDA, FHA, Conforming, and VA loans, guiding you to decide which option in perfectly fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Van-Buren, Onondaga, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Van-Buren, NY

Lendersa® aims to swiftly provide the best USDA or FHA loan, hassle-free. Choose any of these three paths to connect with matching lenders offering USDA loan programs.

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Exploring USDA Loans in NY

The USDA home loan is sanctioned by the government Department of Agriculture and is commonly referred to as the USDA rural development loan or mortgage. Available exclusively in rural areas, unlike FHA loans which require a minimum down payment of 3.5%, no down payment is necessary for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integras Home Loans
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • Integras Home Loans is part of the BR Financial Solutions, INC family of companies established in 2003 with the mission of creating extraordinary mortgage solutions for property owners of California. That mission continues to be a driving force through today. We have always sought out the nation's most creative and responsible lenders.
  • KAM Financial & Realty, Inc.
  • 12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
  • KAM is a licensed mortgage brokerage in California. KAM is approved with several wholesale lenders that do conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. KAM also provides its loan officers with access to credit reports, loan origination software, DU, LP, processing
  • RWM Home Loans
  • 11234 El Camino Real, San Diego, CA, 92130
  • "RWM Home Loans is a local community mortgage banking corporation that was founded in 1994, by experienced professionals who had been in the California real estate market and mortgage industry for over a two decades. Their mission statement hits a core: Our goal is to provide borrowers the highest level of customer service,"
  • Complete Lending
  • 12707 High Bluff Drive, Ste. 200, San Diego, CA, 92130
  • Complete Lending is both a private and hard money lender, specializing in non-owner occupied residential investment loans. What makes Complete Lending unique is we are the Nation’s only consultative lender. While many private money lenders can fund your loan, they lack the real world
  • G. Halsey Wickser, Loan Agent
  • 12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
  • G. Halsey Wickser, Loan Agent specializes in conventional refinance loansthroughout Glendale and Los Angeles County. We also offer home mortgage loans statewide and commercial loans nationwide. Whether you are refinancing or purchasing a home, we can help you save money. Additionally, we help startups with business loans and swing loans
  • Maggio Capital
  • 12526 High Bluff Drive, Suite 300, San Diego, CA, 92130
  • Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California. We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans
  • Investor Direct Capital, Inc
  • 12707 High Bluff Dr #200, SAN DIEGO, CA, 92130
  • Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.
  • Trilion Capital
  • 12636 High Bluff Drive, Suite 400, SAN DIEGO, CA, 92130
  • Trilion Capital is one of California's leading private hard money lenders focused on providing short-term financing to a growing niche of residential fix & flip builders. The company provides loans to investors who purchase distressed residential property, add value through repairs and renovation, and then sell the rehabilitated homes for profit.
  • Damien L. Grant Lending Team
  • 23120 Alicia Pkwy, Suite 100, Mission Viejo, CA, 92692
  • Expertise, commitment to customers, & competitive rates. Those are the values that define what we do.We customize the mortgage experience for each client and are there to answer any questions along the way. When you choose to work with us, we promise you and also Specializing in Mortgage Loans in the Las Vegas, Los Angeles and Orange Country area.