USDA and FHA Pro and Con in Van-Buren, Onondaga County, NY

In 2025, the USDA loan limit in Van-Buren, within Onondaga county of NY, is $285,000. The FHA limit for a single-family home is $356,362.

Leverage Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side analysis of USDA, FHA, Conforming, and VA loans, guiding you to decide which option in perfectly fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Van-Buren, Onondaga, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Van-Buren, NY

Lendersa® aims to swiftly provide the best USDA or FHA loan, hassle-free. Choose any of these three paths to connect with matching lenders offering USDA loan programs.

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Exploring USDA Loans in NY

The USDA home loan is sanctioned by the government Department of Agriculture and is commonly referred to as the USDA rural development loan or mortgage. Available exclusively in rural areas, unlike FHA loans which require a minimum down payment of 3.5%, no down payment is necessary for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
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