USDA Vs. FHA Pro and Con comparison in Cornwall, Orange County, NY

In 2025, USDA loan limit in Cornwall, county of Orange, NY is $581,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cornwall, county of Orange, NY

Loan Type Loan Limit Down payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

USDA and FHA loan options in Cornwall, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1939 Strickland Drive, Orange, TX, 77630
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.
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  • 1729 College Boulevard, Alva, OK, 73717
  • Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
  • BancCentral
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  • BancCentral National Association, founded in 1919, offers a range of depository and lending services. BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919. We will customize a trust specifically for your needs and Confidential
  • Mortgage Consultants Ltd
  • 7290 Virginia Pkwy, Suite 2000, McKinney, TX, 75071
  • As professionals working within the real estate industry, Cynthia Brugge and her associates recognized the lack of information, education and choices available to the purchasing public and in 1982 they pioneered a new type of brokerage firm. This education has shifted power from the real estate and financial institutes to the consumer
  • United Northwest Federal Credit Union
  • 912 N Archer Avenue, Norton, KS, 67654
  • United Northwest Federal Credit Union, originally United Co-op Credit Union, was organized in July of 1949 by local area farmers of Norton and Lenora. Annual meetings were held at the co-op station in Norton, with 27 members present at the first meeting. In 1975 a name change took place, making it United Northwest Federal Credit Union.
  • Wellspring Credit Union
  • 150 E Roundbunch Road, Bridge City, TX, 77611
  • At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.
  • American National Bank of Texas
  • 102 West Moore Avenue, Terrell, TX, 75160
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  • The Haviland State Bank
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