USDA Vs. FHA Pro and Con comparison in Cornwall, Orange County, NY
In 2025, the USDA loan limit in Cornwall, within Orange county of NY, is $581,200. Meanwhile, the FHA cap for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA vs. FHA rates today, examining the income, credit, reserves, and documents necessary to qualify. This advanced calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable choice for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Cornwall, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Cornwall, NY
Lendersa® seeks to connect you with the best USDA or FHA loan quickly, without hassle. Choose one of three starting points to match with lenders and USDA loan programs.
The USDA home loan is a government-backed option offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require none.
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