USDA VS FHA in Mount-Kisco, Westchester County, NY

In 2025, the USDA loan limit for Mount-Kisco, within the county of Westchester, NY is set at $0, while the FHA limit is established at $822,375 for a single-family home.

Employ Lendersa®’s USDA loan calculator to effectively compare present-day best rates between USDA and FHA, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Mount-Kisco, County of Westchester, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Mount-Kisco, NY

Lendersa® is focused on promptly securing the best USDA or FHA loan for you, with minimal hassle. Choose from three starting methods that connect you with matching lenders and access USDA loan programs efficiently.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • IMS Mortgage Services LLC
  • 3636 S Geyer Rd, Saint Louis, MO, 63127
  • At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
  • Essex Residential Mortgage LLC
  • 3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
  • We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
  • Triad Bank, National Association
  • 10375 Clayton Road, Saint Louis, MO, 63131
  • Triad Bank is a full service financial institution established in 2005 with a mission to provide a wide range of commercial and personal banking services to closely held businesses, their owners and families. Our relationship-based approach gives our valued clients the comfort of knowing all of their banking needs will be satisfied.
  • Cass Commercial Bank
  • 12412 Powerscourt Drive, Des Peres, MO, 63131
  • Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.
  • First Financial Bank
  • 1630 4th Avenue North, Bessemer, AL, 35020
  • At First Financial Bank – headquartered in Bessemer, Alabama! We also have First Financial Bank branches in Centreville, Hueytown, McCalla, Pelham, Vance, West Blocton, and Woodstock. As a community bank, we offer friendly and personal hometown service. We serve our communities by accepting only local deposits
  • Marvel City Federal Credit Union
  • 316 17th St N, Bessemer, AL, 35020
  • At Marvel City Federal Credit Union, our Southern roots run deep. We live in a place where people take pride in their hometown, recognize that local businesses are the lifeblood of the economy, and go the extra mile to help their neighbors. Your finances are a major priority in your life. So we make it a priority to quickly.
  • MRV Banks
  • Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
  • MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.