USDA Vs. FHA your options comparison in Mount-Kisco, Westchester County, NY

In 2025, the USDA loan limit for Mount-Kisco, within the county of Westchester, NY is set at $0, while the FHA limit is established at $822,375 for a single-family home.

Employ Lendersa®’s USDA loan calculator to effectively compare present-day best rates between USDA and FHA, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Mount-Kisco, County of Westchester, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Mount-Kisco, NY

Lendersa® is focused on promptly securing the best USDA or FHA loan for you, with minimal hassle. Choose from three starting methods that connect you with matching lenders and access USDA loan programs efficiently.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MortgageSquared
  • 1209 Nevada Street, Suite 200, Redlands, CA, 92374
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
  • Crawford Real Estate Services, Inc.
  • 1447 Ford Street Ste 101, Redlands, CA, 92374
  • Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957. We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
  • MOUNTAIN WEST FINANCIAL, INC.
  • 1255 West Colton Avenue, Office 17, Redlands, CA, 92374
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
  • Atlas Crown Financial, Inc.
  • 1998 Orange Tree Ln, Redlands, CA, 92374
  • Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
  • New Horizon Mortgage Concepts
  • 1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
  • New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
  • Arrowhead Capital Mortgage
  • 1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374
  • Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
  • Mountain West Financial Inc.
  • 1209 Nevada St. #200, Redlands, CA, 92374
  • Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning