For the year 2026, in Beekman, within the county of Dutchess, NY, the USDA loan limit is set at $581,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine what income, credit, reserves, and documents are needed for qualification. Our comprehensive mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans, assisting you in selecting the ideal program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
At Lendersa®, our mission is to connect you with the best USDA or FHA loans quickly and without hassle. Choose from one of three pathways to match with lenders and discover USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture and often referred to as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require none, therefore offering a significant advantage for rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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