USDA Vs. FHA Pro and Con comparison in East-Fishkill, Dutchess County, NY
In 2025, the USDA loan cap in East-Fishkill, situated in Dutchess county, NY, is $581,220. In comparison, the FHA limit set for a single-family residence is $356,500.
Leverage the Lendersa® USDA loan calculator to compare the prevailing USDA and FHA rates, and to assess the income, credit, reserves, and documentation mandatory for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in East-Fishkill, Dutchess County, NY
Loan Type
Loan Limit
Down payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in East-Fishkill, NY
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without complications. Initiate with one of three choices to find matching lenders and their USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for areas classified as rural. Unlike FHA loans that need a 3.5% down payment, USDA mortgages require no down payment whatsoever.
Since 2001, I have had the opportunity to help over 1,000+ clients buy refinance their properties. I understand the value and freedom that can be created with the right refinance strategy. Whether you are refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs a
Capstone Federal Credit Union is a federally insured, member owned financial cooperative. Our purpose is to serve our members by providing savings, loans & other services in a convenient, equitable & competitive manner.
Our members are the bedrock of our credit union. Member-owned & not-for-profit, we're a financial cooperative that puts your
With our team of experts, we have made the home buying process quicker, simpler and more affordable for you.
We provide what we call the ‘Home Buyer’s Advantage’
We help you move your offer to the top of the stack. So that you can get your dream home even if other buyers are bidding higher
At Vylla, we bring every step of the homeownership process together under one roof including real estate, title, settlement and escrow. This makes the path to homeownership simple, the way it should be, and we provide personalized support every step of the way. We are America’s first and only homeownership company of its kind.
At LowerOurMortgage.com our team of professional mortgage experts are Refinance Specialists. Loan options include VA and Conventional Loans. Now is the perfect time to refinance your current home. Rates are at an all time low!
We are seeing some of the lowest interest rates ever from our lenders.
26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.
The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656
"We are a wholesale mortgage company offering all loan types for purchase and re-finance.
We provide the lowest wholesale rates and loan costs, fast closing within average of 14-21 days, and no broker fees are paid by the Loan Applicant/Borrower. In addition, we can offer: appraisal waivers, escrow impound waivers for tax and insurance,"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
