In 2025, the USDA loan cap in East-Fishkill, situated in Dutchess county, NY, is $581,220. In comparison, the FHA limit set for a single-family residence is $356,500.
Leverage the Lendersa® USDA loan calculator to compare the prevailing USDA and FHA rates, and to assess the income, credit, reserves, and documentation mandatory for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in East-Fishkill, Dutchess County, NY
Loan Type
Loan Limit
Down payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in East-Fishkill, NY
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without complications. Initiate with one of three choices to find matching lenders and their USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for areas classified as rural. Unlike FHA loans that need a 3.5% down payment, USDA mortgages require no down payment whatsoever.
Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.
A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years
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Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
