USDA Vs. FHA Pro and Con comparison in Bethlehem, Albany County, NY
In 2025, the USDA loan limit for Bethlehem, situated in the county of Albany, NY, is set at $336,500, whereas for a single-family home, the FHA limit is $472,030.
The Lendersa® USDA loan calculator allows you to contrast today's optimal USDA versus FHA rates. It assists in determining the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs to help decide which option best suits your unique financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Bethlehem, County of Albany, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Potential USDA and FHA Loan Options in Bethlehem, NY
The objective of Lendersa® is to swiftly secure you the best USDA or FHA loans without any hassle. Begin by selecting one of three pathways leading to well-matched lenders and USDA loan programs.
USDA home loans, guaranteed by the government's Department of Agriculture, known as USDA rural development loans or mortgages, are exclusively available in rural neighborhoods. Unlike FHA loans that command a minimum of 3.5% down payment, USDA mortgage loans do not demand any down payment.
At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.
We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.
Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.
1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.
Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate finance needs. We specialize in home purchase, home refinance, second mortgage.
Chicago Firefighters Credit Union was founded as 2nd Division Credit Union in 1937 to serve fire department employees in the City of Chicago. At a time when the nation’s financial system was still reeling from the Great Depression, many banks just weren’t addressing the concerns of average working people.
