USDA Vs. FHA your options comparison in Ravena, Albany County, NY
In 2025, the USDA loan limit for Ravena, within Albany, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates currently available, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, facilitating the decision on the best program for your financial scenario in .
2025 Loan Limits and Downpayment Guidelines in Ravena, Albany, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Ravena, NY
Lendersa® aims to efficiently connect you with the best USDA or FHA loans without hassle. Begin by selecting one of three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is available only in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans necessitate none.
"Zeitro is digitizing the mortgage industry with AI technology, connecting borrowers, lenders and other stakeholders within a virtual ecosystem.
Our data driven process searches through all available options to find the most competitive rates. Now everyone is just a few clicks away from their perfect match."
Golden Century Financial Services As a broker and owner of the Golden Century Financial, Sam Kahlil helps clients save 15 years or more on their mortgages – amounting to tens of thousands of dollars saved on interest! Sam is up-to-date on all financial training and continuing education courses required by the industry
3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.
Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
Just Loans is a Real Estate broker business model has worked well for us - the proof being the referrals and repeat business we've enjoyed that have contributed to our longevity. But we're not “resting on our laurels”; we adapt to changes in the marketplace, adopt technology and procedures to meet the demands of home-owners.
