USDA Vs. FHA Pro and Con comparison in Coeymans, Albany County, NY
For 2025, the loan limit for USDA in Coeymans, located in Albany, NY, is $336,500. The limit for FHA on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to find the best rates in today's USDA versus FHA comparison. Determine the necessary income, credit score, reserves, and documentation for qualification. Our cutting-edge mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the right program for your needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Coeymans, Albany County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Coeymans, NY
The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan without the hassle. Choose one of three starting paths to connect with lenders and access appropriate USDA loan programs.
The USDA home loan, backed by the government's Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage and is designed for rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.
We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.
United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.
Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
At POM (Peace Of Mind) Capital & Funding Services, we generously offer commercial finance solutions to all types of businesses. It doesn’t matter to us if you’ve already been turned down by another lender. We have reasonable qualification criteria that make it easy for most small businesses to qualify. We also have many different financial products
Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Nova UA Federal Credit Union was chartered in 1959 as Self Reliance (Passaic, NJ) Federal Credit Union. Since inception, we have maintained the same sponsor and subsequently became a community charter.
Founded on the principle of people helping people, our credit union provided
FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
