USDA Vs. FHA Pro and Con comparison in New-Baltimore, Greene County, NY
In 2025, the USDA loan limit in New-Baltimore, within the county of Greene, NY, is established at $285,000, while the FHA limit stands at $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and ascertain the required income, credit, reserves, and documents for qualification. Our superior mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, supporting your decision regarding the most appropriate program in for your financial situation.
Review of 2025 loan limits and down payment requirements in New-Baltimore, Greene county, NY
Loan Classification
Maximum Loan Amount
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan strategies in New-Baltimore, NY
Lendersa® is dedicated to finding the ideal USDA or FHA loan for you promptly and without difficulty. Choose from one of three initial steps that connect you with lenders and USDA loan programs.
The USDA home loan comes with a governmental guarantee from the Department of Agriculture, also known as either the USDA rural development loan or the USDA mortgage. This loan option is limited to rural areas. FHA loans, conversely, require at least a 3.5% down payment; however, the USDA mortgage permits no down payment at all, setting it apart.
11500 State Highway 121, Suite 410, Frisco, TX, 75035
Greatwall, Inc’s mission is to provide all clients with the perfect mortgage programs and real estate deals that are tailored to fit your unique situation at some of the most competitive rates in the nation.
After receiving your information, Greatwall, Inc will be able to get a complete look at your financial situation to determine.
"Loan Star Mortgage Buying a home is about more than interest rates.
You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help"
Rama attributes his success to excellent customer service skills and always keeping the needs of his client first. Offering a diverse group of funding sources enables Rama to custom tailor the mortgage solution which best fit’s his client’s profile and long term financial objectives.
9300 John Hickman Pkwy, Suite 303, Frisco, TX, 75035
The Prime Choice Lending Inc., team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home
Global Loans Inc. is committed to helping you find the right mortgage product of your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a your mortgage loan simple and efficient.
Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.
MOPAC Employees Federal Credit Union was chartered in 1936 to serve employees of the International Great Northern (IGN) Railroad. In 1956, the IGN Railroad was merged into the reorganized Missouri Pacific Railroad Company (MoPac). In 1999, Southern Pacific Railroad merged with Union Pacific.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Texas Mortgage Financing I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process you can gain a better understanding of what’s available to you
