USDA Vs. FHA your options comparison in New-Baltimore, Greene County, NY
In 2026, the USDA loan limit in New-Baltimore, within the county of Greene, NY, is established at $285,000, while the FHA limit stands at $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and ascertain the required income, credit, reserves, and documents for qualification. Our superior mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, supporting your decision regarding the most appropriate program in for your financial situation.
Review of 2026 loan limits and down payment requirements in New-Baltimore, Greene county, NY
Loan Classification
Maximum Loan Amount
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan strategies in New-Baltimore, NY
Lendersa® is dedicated to finding the ideal USDA or FHA loan for you promptly and without difficulty. Choose from one of three initial steps that connect you with lenders and USDA loan programs.
The USDA home loan comes with a governmental guarantee from the Department of Agriculture, also known as either the USDA rural development loan or the USDA mortgage. This loan option is limited to rural areas. FHA loans, conversely, require at least a 3.5% down payment; however, the USDA mortgage permits no down payment at all, setting it apart.
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66 South Pearl Street, 10th floor, Albany, NY, 12207
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