USDA Loan Vs. FHA loan pro & con for New-Baltimore, Greene County, NY

In 2025, USDA loan limit in New-Baltimore, county of Greene, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in New-Baltimore, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(386) 301-7965 1004 miles Lender's profile and map Reviews Kessler Real Estate Financial Services Inc 3959 South Nova Road, Suite B-30, Port Orange, FL, 32127 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
386-401-9000 1004 miles Lender's profile and map Reviews Simplicity Mortgage 411 DUNLAWTON AVENUE, Port Orange, FL, 32127 Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
386-756-8228 1004 miles Lender's profile and map Reviews American Mortgage Loan Services, LLC 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127 American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
(386) 957-5777 1004 miles Lender's profile and map Reviews Embrace Home Loans - Viera, FL 3959 S Nova Road Suite 2, Port Orange, FL, 32127 We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
(641) 923-2801 1005 miles Lender's profile and map Reviews Reliance State Bank 175 E. 3rd St., Garner, IA, 50438 Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
(507) 234-5108 1005 miles Lender's profile and map Reviews Janesville State Bank 201 N Main Street, Janesville, MN, 56048 Our goal is simple. We aspire to build a better Janesville by serving the financial needs of our customers & creating lasting relationships within our community.Janesville State Bank is a locally owned and operated financial institution serving Janesville and the surrounding communities. We are a five-star, full-service bank committed to providing.
(901) 321-1200 1005 miles Lender's profile and map Reviews Memphis City Employees Credit Union 2608 Avery Avenue, Memphis, TN, 38112 The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
(763) 479-2178 1005 miles Lender's profile and map Reviews 21st Century Bank 699 North Medina Street, Loretto, MN, 55357 At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you. Focused On You Whether you’re an individual looking to open a checking and saving account, or you need robust accounting services to suppo
(901) 521-4620 1006 miles Lender's profile and map Reviews Kimberly Clark Credit Union 1520 N Second Street, Memphis, TN, 38107 Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country. KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
(573) 893-5665 1006 miles Lender's profile and map Reviews Farmers Bank of Lohman, Missouri 103 Lomo Drive, Jefferson City, MO, 65109 Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.