USDA Loan Vs. FHA loan pro & con for Conklin, Broome County, NY

In 2025, USDA loan limit in Conklin, county of Broome, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Conklin, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 503-6855 728 miles Lender's profile and map Reviews Credit Union Financial Services 1123 Elm St. NE, Covington, GA, 30014 CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
(715) 453-2144 728 miles Lender's profile and map Reviews Tomahawk Community Bank S.S.B. 15 East Wisconsin Avenue, Tomahawk, WI, 54487 Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank
(404) 978-0080 728 miles Lender's profile and map Reviews MembersFirst Credit Union 2476 Lawrenceville Hwy, Decatur, GA, 30033 Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
(217) 482-3246 728 miles Lender's profile and map Reviews Mason City National Bank 104 W Pine St., Mason City, IL, 62664 We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
(309) 389-2551 729 miles Lender's profile and map Reviews Glasford State Bank 305 East Main Street, Glasford, IL, 61533 Glasford Bank can trace its roots back to July 15, 1900, when it opened with just two deposits. Originally known as Farmers and Traders Bank, it was located at the corner of Main and Hickory in a converted cigar factory. In 1905, the bank was relocated into a new brick building on the south side of Main Street.
(678) 539-8088 729 miles Lender's profile and map Reviews STELLAR Mortgage Corporation 3455 Peachtree Road NE, 5th Floor, Atlanta, GA, 30326 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(404) 919-0593 729 miles Lender's profile and map Reviews Charmaine Roberts & Associates LLC 3355 Lenox Road, Suite 1000, Snellville, GA, 30326 Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.
(229) 886-6780 729 miles Lender's profile and map Reviews EMG MORTGAGE 3344 Peachtree Rd NE, Suite 2902, Atlanta, GA, 30326 EMG Mortgage is a division of Ellis Management Group LLC, a locally owned mortgage company established in 1996. The owner and President of the company, Mary Ellis, has been in the Lending Industry for almost 40 years. Our main office is located in Albany, GA with a branch office in Atlanta, GA.
(678) 631-3217 729 miles Lender's profile and map Reviews POST CREEK MORTGAGE, LLC 3348 Peachtree Rd NE, Suite 700, Atlanta, GA, 30326 Welcome to Post Creek Mortgage, where we specialize in residential mortgages. At Post Creek Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(309) 932-8181 729 miles Lender's profile and map Reviews Community State Bank IL 625 SE 2nd Street, Galva, IL, 61434 November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.
(615) 790-0990 729 miles Lender's profile and map Reviews Full Service Mortgage Group LLC 903 Murfreesboro Road, Franklin, TN, 37064 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(615) 557-4650 729 miles Lender's profile and map Reviews New Mission Mortgage LLC 427 Wild Elm St, Franklin, TN, 37064 New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.