USDA and FHA Pro and Con in Norfolk, St. Lawrence County, NY
In 2025, the USDA loan limit for Norfolk in St. Lawrence, NY is $336,500, while the FHA limit for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, determining the required income, credit, reserves, and documents for qualification. This advanced calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
Loan Limits and Downpayment Details for 2025 in Norfolk, St. Lawrence, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Norfolk, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from three starting points to connect with matching lenders and explore USDA loan programs.
The USDA home loan, also called a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is limited to rural areas. Unlike FHA loans with a 3.5% minimum down payment, USDA loans require no down payment at all.
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