USDA Loan Vs. FHA loan for Louisville, NY [St. Lawrence County ]

In 2025, the USDA loan limit in Louisville, within St. Lawrence county, NY, is $336,500. In contrast, the FHA loan ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you find the best program for your financial position in .

Options for USDA and FHA Loans in Louisville, NY

Lendersa® aims to provide you with the best USDA or FHA loan quickly and without difficulties. Choose from three starting paths to find matching lenders and USDA loan programs.

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An Overview of the USDA Loan in NY

The USDA home loan, guaranteed by the Department of Agriculture, is also called the USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage has no down payment requirement.

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(724) 846-7929 Lender's profile and map Reviews Blackhawk Federal Credit Union 2358 Darlington Road, Beaver Falls, PA, 15010 Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
(724) 847-3600 Lender's profile and map Reviews Beaver Valley Federal Credit Union. 601 37th Street, Beaver Falls, PA, 15010 Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union). At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
(724) 843-2336 Lender's profile and map Reviews Premier Mortgage and Home Equity LLC 2558 Darlington Road, Beaver Falls, PA, 15010 Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
443-622-0561 Lender's profile and map Reviews Finance USA Corporation 7935 Galloping Circle, Windsor Mill, MD, 21244 "An agency with the Honesty and Integrity that comes with a Handshake"! Apply now. 1% down payments, purchase loans, refinance loans, FHA loans, and more. Licensed in Maryland. Also licensed for Title, Property & Casualty Life &health insurance, providing homeowners, landlord, renters, auto, business and even more insurance protection for you and f
(410) 984-8924 Lender's profile and map Reviews Mortgage Affiliates Incorporated 7000 Security Boulevard, Suite 110, Baltimore, MD, 21244 Mortgage Affiliates Inc. was established with the mission of creating extraordinary mortgage solutions. That mission continues to be a driving force through today. Mortgage Affiliates has always sought out the nation’s most creative and responsible lenders. Our financial products vary from simple to simply spectacular.
(410) 281-6200 Lender's profile and map Reviews Securityplus Federal Credit Union 7135 Windsor Boulevard, Windsor Mill, MD, 21244 Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.
(440) 946-1980 Lender's profile and map Reviews Acme Federal Credit Union 34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095 ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
(724) 869-3342 Lender's profile and map Reviews Ambridge Area Federal Credit Union 401 State Street, Baden, PA, 15005 Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District
(410) 752-8313 Lender's profile and map Reviews MECU Credit Union 1 South Street, Baltimore, MD, 21202 Our local Baltimore roots go back to 1936. From our humble beginnings to today, we have always put working families and their financial well-being at the center of everything we do. With better rates, free financial education and personal service, we are committed to improving the lives of our members and the communities we serve.
(800) 724-2440 Lender's profile and map Reviews M&T Realty Capital Corporation One Light Street, 12th Floor, Baltimore, MD, 21202 M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
(810) 985-6993 Lender's profile and map Reviews Blue Water Federal Credit Union 526 Water Street, Suite 113, Port Huron, MI, 48060 Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people