USDA and FHA Pro and Con in Potsdam, St. Lawrence County, NY
In 2025, the USDA loan limit for Potsdam in St. Lawrence county, NY, is set at $336,500, while the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates and to identify the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, helping you pick the best option for your financial needs in .
2025 Lending Limits and Downpayment Needs in Potsdam, St. Lawrence, NY
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Potsdam, NY
Lendersa® aims to rapidly provide you with the best USDA or FHA loans with minimal hassle. Choose one of three starting points leading to lenders and USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment at all.
415 South Glendora Avenue, Suite C, West Covina, CA, 91790
Jomar Financial, Inc. is a mortgage brokerage firm based out of the San Gabriel Valley. Serving the greater Los Angeles area, Jomar Financial was created with the goal of offering the best services in the mortgage industry. We accomplish this goal through dedication and attention to detail.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Thrive Financial, we are focused on understanding the nuances of your situation and providing you with the best solution for your circumstances even if it is different from what you initially researched for yourself. Our wealth of experience has culminated in a firm where individualized attention to customers.
5100 E. La Palma Ave, Suite 219, Anaheim, CA, 92807
Your Favorite Lenders are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
Our group of mortgage professionals have over 25 years of combined experience working with clients to assist them with reaching all of their real estate financing needs & goals. The team’s mission is to deliver an exceptional mortgage lending experience for our clients and we are able to achieve this through our technology, experience.
1260 N Hancock St, Suite 104-C, San Clemente, CA, 92807
SRJ Financial Services is to get your equipment and/or cash to you as quickly and efficiently as possible. We are your contact throughout the entire process. We never play games or make unrealistic promises. We set realistic expectations from the start and do everything we can to meet or exceed those expectations.
Tailored Home Loans is a full-service mortgage broker in Orange County California. Welcoming clients from Newport Beach, Laguna Beach, Beverly Hills, Malibu, Los Angeles in need of jumbo loans. THL offers the best rates for a home loan purchase or a home refinance. and also Tailored Home Loans provides a speedy process, with outstanding service.
1290 North Hancock Street, Suite 201, Anaheim, CA, 92807
Azling Properties, Inc. has experience in the mortgage loan industry since 1994. We began originating residential loans in 2003. We originate loans for purchases and refinances in California for both owner and nonowner occupied properties. We’re approved with the nation’s top lenders to ensure you get the best interest rate available.
1251 North Manassero Street, Suite 402, Anaheim, CA, 92807
We have been in the real estate services business for many successful years. Our goal is to provide accurate and useful information to you as our clients so that you can make sound decision to minimize your risk and maximize your potential profits in every real estate transactions. Contact us for a free consultation.
