USDA Vs. FHA Pro and Con comparison in Stockholm, St. Lawrence County, NY

In 2025, the USDA loan limit in Stockholm, county of St. Lawrence, NY is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Use the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the program best suited for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Stockholm, County of St. Lawrence, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Stockholm, NY

Lendersa® is committed to securing the best USDA or FHA loan quickly and without hassle. Choose one of three starting points leading to matches with lenders and USDA programs.

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What Defines a USDA Loan in NY?

The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available in rural neighborhoods only. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans do not require any down payment, offering significant advantages to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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