FHA Vs. USDA loan program for Fairport, Monroe County, New York

In 2025, USDA loan limit in Fairport, county of Monroe, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fairport, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(615) 790-0990 711 miles Lender's profile and map Reviews Full Service Mortgage Group LLC 903 Murfreesboro Road, Franklin, TN, 37064 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(615) 557-4650 711 miles Lender's profile and map Reviews New Mission Mortgage LLC 427 Wild Elm St, Franklin, TN, 37064 New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(615) 743-3700 711 miles Lender's profile and map Reviews Southeast Financial Credit Union 220 S Royal Oaks Blvd, Franklin, TN, 37064 Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
(507) 457-1100 712 miles Lender's profile and map Reviews Merchants Bank 102 East Third Street, Winona, MN, 55987 We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.
(507) 494-9308 712 miles Lender's profile and map Reviews WNB Financial 204 Main St, Winona, MN, 55987 WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender. We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising. With electronic options, a community focus.
(931) 461-8576 712 miles Lender's profile and map Reviews First Vision Bank. 1401 N. Jackson Street, Tullahoma, TN, 37388 First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
(931) 455-3488 712 miles Lender's profile and map Reviews Citizens Tri-County Bank 201 N Jackson Street, Tullahoma, TN, 37388 Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
(800) 342-3086 712 miles Lender's profile and map Reviews Ascend Federal Credit Union 520 Airpark Drive, Tullahoma, TN, 37388 At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
(931) 455-0500 712 miles Lender's profile and map Reviews Mortgage Connection 609 Wilson Avenue, Tullahoma, TN, 37388 Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(706) 434-1600 712 miles Lender's profile and map Reviews Health Center Credit Union 1424 Walton Way, Augusta, GA, 30901 In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
(706) 823-6378 712 miles Lender's profile and map Reviews United Neighboorhood Fed CU 1434 Poplar Street, Augusta, GA, 30901 The UNFCU is a non–for–profit financial organization owned and operated by its membership. The Credit Union was charter in 2003. The membership consists of the Beulah Grove Baptist Church, the Broadway Baptist Church, their affiliates, members and their family members. As these individuals pool their resources.
(404) 478-3020 712 miles Lender's profile and map Reviews Atlanta Capital Lending 1735 Buford Hwy Ste, Cumming, GA, 30041 Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.