For 2025, the USDA loan limit in Brockport, within the county of Monroe, NY, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, while identifying the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program for your particular financial scenario in .
2025 Loan Limits and Down Payment Specifications in Brockport, Monroe, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Brockport, NY
The aim of Lendersa® is to connect you with the best USDA or FHA loans quickly and with minimal hassle. Choose one of three starting points to align with appropriate lenders and USDA loan offerings.
A USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require none, making them more accessible.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
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