USDA Vs. FHA Pro and Con comparison in Brockport, Monroe County, NY

For 2025, the USDA loan limit in Brockport, within the county of Monroe, NY, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, while identifying the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program for your particular financial scenario in .

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2025 Loan Limits and Down Payment Specifications in Brockport, Monroe, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Brockport, NY

The aim of Lendersa® is to connect you with the best USDA or FHA loans quickly and with minimal hassle. Choose one of three starting points to align with appropriate lenders and USDA loan offerings.

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An Overview of USDA Loans in NY

A USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require none, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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