USDA Vs. FHA your options comparison in Clarkson, Monroe County, NY
In 2025, the USDA loan limit for Clarkson, in the county of Monroe, NY, is $336,500, while the FHA limit on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA vs FHA rates, identifying the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in Alabama.
2025's Loan Limits and Down Payment Requirements in Clarkson, Monroe County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Clarkson, NY
Lendersa® aims to swiftly get you the best USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and find suitable USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, often called a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
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