USDA Loan Vs. FHA loan for Wynantskill, NY 2025

In 2025, USDA loan limit in Wynantskill, county of Rensselaer, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wynantskill, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(913) 592-3326 1143 miles Lender's profile and map Reviews The State Bank of Spring Hill 201 South Webster Street, Spring Hill, KS, 66083 Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years. We offer our customers old-time values mixed with progressive, automated banking services.
(501) 932-0209 1143 miles Lender's profile and map Reviews Central Arkansas Finance, Inc 939 Locust St, Conway, AR, 72034 Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.
(501) 372-1003 1144 miles Lender's profile and map Reviews U.P. Employees Federal Credit Union 1000 West 4th Street N, North Little Rock, AR, 72114 U.P. Employees Federal Credit Union is a member-owned financial institution that is not for profit, not for charity, but for service. The Credit union is committed to the philosophy of people helping people. Union Pacific Railroad and Amtrak employees as well as their immediate family members.
(501) 374-2190 1144 miles Lender's profile and map Reviews UP Federal Credit Union 1501 Pike Avenue North, North Little Rock, AR, 72114 UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(712) 546-7676 1144 miles Lender's profile and map Reviews N W Iowa Credit Union 1411 Industrial Road SW, Le Mars, IA, 51031 N.W. Iowa Credit Union/Community is a member owned, non-profit financial institution providing personalized, competitive services that promote the economic well-being of our present and future members. N.W. Iowa Credit Union/Community is the product of a merger in September 1994 between the Blue Bunny Employees Credit Union
(712) 546-4175 1144 miles Lender's profile and map Reviews Prime bank 37 1st Ave NW, Le Mars, IA, 51031 Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.
(785) 359-6533 1144 miles Lender's profile and map Reviews Bank of Denton 510 Main, Denton, KS, 66017 The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
(501) 372-4654 1144 miles Lender's profile and map Reviews Fort Roots fcu 2200 Fort Roots Dr, Building 170, North Little Rock, AR, 72115 The Fort Roots Federal Credit Union was formed in 1933 consisting of seven members. As of today, we have 1,230 members with assets totaling nearly 4 million dollars. Fort Roots FCU can be your full service financial institution. Our services include savings, Christmas club, checking, ATM & debit Cards, direct deposit, savings certificates, aut
(800) 445-5745 1144 miles Lender's profile and map Reviews Anstaff Bank 100 First National Avenue, Green Forest, AR, 72638 The banking history of Green Forest begins in the year 1901. In that year the Bank of Green Forest was established with W. L. Sneed serving as president of the institution. Growing rapidly the Bank of Green Forest increased its capital to $20, 000.00 from the initial $12, 000.00.
(601) 853-1181 1144 miles Lender's profile and map Reviews RiverHills Bank MS 100 Fountains Blvd, Madison, MS, 39110 RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
(601) 607-4730 1144 miles Lender's profile and map Reviews AMS Mortgage 7738 Old Canton Rd, Madison, MS, 39110 AMS Mortgage, a Mississippi Licensed Mortgage Company, is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
(601) 649-7181 1144 miles Lender's profile and map Reviews Sunbelt Federal Credit Union 734 Sawmill Road, Laurel, MS, 39440 At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.