In 2025, the USDA loan limit for Wynantskill, located in Rensselaer, NY, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates and determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial condition in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to rapidly secure the best USDA or FHA loans without hassle. Choose one of three paths to connect with matching lenders and explore USDA loan programs.
The USDA home loan, sometimes called a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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