In 2025, the USDA loan limit in Camden, situated within Oneida, NY, is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to guide your decision on the best program for your financial circumstances in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to promptly secure you the most favorable USDA or FHA loan options, hassle-free. You can begin by choosing one of three avenues to connect with matching lenders and USDA loan programs.
The USDA home loan, also termed as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is exclusively accessible in rural locations. Unlike FHA loans, which call for a minimum of 3.5% down payment, the USDA mortgage does not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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