USDA Loan Vs. FHA loan for Lee, NY 2025

In 2025, USDA loan limit in Lee, county of Oneida, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Lee, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(216) 228-1996 Lender's profile and map Reviews Latvian Cleveland Credit Union 1385 Andrews Avenue, Lakewood, OH, 44107 The Latvian Cleveland Credit Union is a full-service credit union. We offer savings accounts, checking accounts, IRA accounts (Traditional, Educational, Roth, SEP), Money Market Accounts, ATM cards, Online Bill Pay and many other services.The Latvian Cleveland Credit Union, Inc. is the largest Latvian credit union in the United State
(800) 910-9480 Lender's profile and map Reviews Premier Mortgage Consultants LTD 14700 Detroit Ave, Suite 3, Lakewood, OH, 44107 As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention. We lend in four states - North Carolina, Tennessee, Minnesota and Ohio.
(330) 376-3626 Lender's profile and map Reviews Summit Federal Credit Union 100 Wheeler Street, Akron, OH, 44311 In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
(330) 253-9106 Lender's profile and map Reviews Buckeye State Credit Union 197 E Thornton Street, Akron, OH, 44311 Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
(330) 374-2990 Lender's profile and map Reviews BFG Federal Credit Union 445 South Main Street, Akron, OH, 44311 BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(740) 859-4922 Lender's profile and map Reviews YTR Community Federal Credit Union 134 3rd Street, Tiltonsville, OH, 43963 YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well. If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
(330) 452-9801 Lender's profile and map Reviews CSE Federal Credit Union 1380 Market Ave N, Canton, OH, 44714 (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve
(304) 598-5010 Lender's profile and map Reviews The United Federal Credit Union 3 Sunset Beach Road, Morgantown, WV, 26508 The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
(304) 376-4407 Lender's profile and map Reviews Premier Bank 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508 Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
(540) 359-7100 Lender's profile and map Reviews Oak View National Bank 128 Broadview Ave, Warrenton, VA, 20186 At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.
(330) 494-8775 Lender's profile and map Reviews First Ohio Community Federal Credit Union 8200 Cleveland Avenue NW, North Canton, OH, 44720 The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.