USDA Vs. FHA Pro and Con comparison in Annsville, Oneida County, NY
In 2025, the USDA loan limit for Annsville, part of Oneida county, NY, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA against FHA rates and identify the income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you to choose the best program tailored to your financial needs in .
2025 Loan Limits and Down Payment Requirements in Annsville, Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Annsville, NY
The focus of Lendersa® is to provide you with the highest quality USDA or FHA loan quickly and without hassle. Select one of three initial pathways that connect you to matching lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture and is also referred to as the USDA rural development loan or USDA mortgage. It is tailored for rural areas only. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages do not require any down payment.
Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper
"America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."
"TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."
Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936. River Works Credit Union’s primary objective is to function as an independent, full service Credit Union dedicated to offering competitive and affordable products to its members in a highly personalized manner.
86 Lafayette Road, Suite 4, North Hampton, NH, 03862
Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.
Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
