USDA Vs. FHA Pro and Con comparison in Canton, St. Lawrence County, NY
In 2025, the USDA loan threshold in Canton, located in St. Lawrence County, NY, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
To evaluate today's top rates, use the Lendersa® USDA loan calculator and compare USDA VS FHA options. Determine the necessary income, creditworthiness, reserves, and documents for eligibility. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA offerings side by side, helping you identify which program in best suits your financial needs.
Loan Limits and Down Payment Requirements in Canton, St. Lawrence, NY for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Canton, NY
Lendersa® strives to provide you with the best USDA or FHA loans quickly and without hassle. Choose one of three options available to connect with lenders and explore suitable USDA loan programs.
The USDA home loan, backed by the government and the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members.
Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588
CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.
4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588
Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.
5960 Stoneridge Dr, Suite 100, Pleasanton, CA, 94588
As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance and construction/commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
A Good Lender, We make it simple to purchase or refinance your home. Our goal is to make your real estate financing as simple as possible. We have a huge array of loan options for you to pick from: Conventional Fannie/Freddie, FHA, USDA, VA, Special HUD loans, Private (Hard) Money, Jumbo and Super Jumbo loans, and Commercial loans.
4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. To serve our customers with honesty, integrity and competence.
