USDA and FHA Pro and Con in Lisbon, St. Lawrence County, NY
For the year 2025, the USDA loan limit in Lisbon, within St. Lawrence, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
The USDA loan calculator from Lendersa® is an excellent tool for comparing today's best USDA versus FHA rates. It helps determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in fits your financial needs best.
Loan Limits and Down Payment Requirements for 2025 in Lisbon, County of St. Lawrence, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Lisbon, NY
Lendersa® strives to connect you with the best possible USDA or FHA loan quickly and with minimal hassle. Begin with any of the three starting points that result in matching lenders and USDA loan programs to your needs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
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We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts.
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